Do Australians have to play pokies for real money?

October 15, 2020

If you are not Australian, the term pokies is probably unknown to you. These are poker machines and they are the official termed as Pokies in Australia. In other parts of the world, these may be known as Slot machines, Fruit machines, Puggy, the Slots and, Fruities. They maybe all have different names in different parts of the world, but in the end, it is but a gambling machine. And like another gambling game, this is a game a chance and luck.

Australia is the hub of gambling, betting, and online casino games. This hot climate country ranks number 1 worldwide. They love it so much that 200,000 actually have a serious problem and twice the number is a little lower on the intensity curve yet have the same problem. More than 40% of the population that gambles in various forms such as Scratch cards, lottery tickets, and gaming machines.

Interesting Fact! More than 50 per cent of the gambling population in Australia is male.

We all are aware of how much the internet has advanced and grown in the past decade. Everything and anything you can think of is there. Things you know about, things you don’t know about. It’s all there. Much like online casino games.

Those same very games that required you to go to a fancy Las Vegas casino, wearing expensive clothes and play in front of hundreds of people, are now accessible from the luxury of your sofa. That’s right, now the only money that’s going to be used is for the betting and not any unnecessary travel and accommodation charges.

The online casino games in Australia or anywhere so are the best way to gamble these days. They are completely safe, reliable, and fun! You ever get that problem that you go to a casino to play a specific game you like and you find the ‘out of order’ notice posted on it? It’s disappointing and frankly annoying. One of the many perks of playing online casino games is that there is no line, no out of order notices, and hundreds of games to select from.

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It’s a probability that your pokies game, whether online or on a gaming machine, may or may not be rigged. And it’s not an illegal act at all. Rules and laws actually allow casinos to be rigged slightly in their favour. This along with the fact that playing pokies online in Australia is prohibited to anyone physically present in Australia at that time must make you think that this game isn’t that famous among the Australian’s. But this does not stop the Aussies and the estimate of pokies players is 600,000, shockingly so.

From online casino games in Australia to the 200,000 pokie machines in Australia, this country spends $20 billion annually on gambling, and surprise, surprise, most of it goes on playing poker.

This number is despite the fact that most online casino games in Australia allow multiple free trials and games of poker to players.

This game of luck from secret rooms and casinos has shifted to online casino games in Australia and the Australian public is mad about them. And let’s be honest, almost the whole world is.

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Virtual numbers: what they are, how they work and whether they help to save

Let’s talk about using a virtual number in business. What are its advantages, disadvantages, and opportunities? And where to use virtual numbers and how to choose the right provider? Also, let’s learn more about Telnum DID numbers. What is a virtual phone number? A virtual number is a standard phone number that does not require a physical PBX (automatic telephone exchange) to forward calls. How redirects work An incoming call goes to a virtual PBX. The station finds a free line and redirects the call to it. The client calls the company and solves the problem, and places an order. Here is how the redirect works: The basis of the work is the transmission of information via the Internet. A special protocol (SIP) converts voice information into digital, transmits it over an IP network to the recipient, and decodes it. Simply put, the virtual number works like a real one, but the information is transmitted over the Internet. The functions of virtual and real numbers do not differ: receive calls, SMS messages, or register on sites. Types of virtual numbers Of course, one number cannot do everything. Therefore, they are different: for receiving SMS – suitable for those who receive a lot of messages a day; for calls – get the number of any country or region and call customers; one-time – for registration on the site; for free calls – suitable for those who have many customers and have a call center. How virtual numbers help in business Imagine the following situation: there is a novice businessman Sergey. He sells accessories for technology: laptops, phones, tablets, etc. He has 1-3 clients a day. Sergey communicates with clients by phone or via Telegram and WhatsApp. While there are few clients, Sergey copes with calls on his own. Responds to everyone and communicates. At some point, he gets bored that there are few buyers. He orders an advertisement for the store, and two days later the phone is torn from calls. Negative reviews appear on Sergey’s website that the phone is always busy. Nobody answers or calls back. Sergey tries to solve the problem and buys a virtual PBX. Now customers do not hear short beeps and always call the store. If Sergey does not have time to answer the call, he still knows who called: virtual number services “remember” the contact of the caller and the time of the call. Now it remains to think about expanding the staff and recruiting call center operators because there are a lot of calls… In fact, the quality of communication depends on the competence of the client and the technical support of the service. In support, you voice your requirements, and they help you choose the channel of the virtual number and the bandwidth of the Internet channel. Therefore, with the proper selection of a virtual PBX, there will be no deterioration in communication during a conversation. Where else can a virtual number come in handy For registration in instant messengers and social networks. If you don’t want to register for the main number, a virtual one will help you. To go remote. For example, employees live in another city or stay at home, but receive calls from the office. Redirection helps with this. The client calls the office, and the PBX redirects him to the operator automatically. It’s comfortable. Especially now, when 80% of people work remotely. Advantages and disadvantages of virtual numbers Among the advantages can be identified: Lots of communication lines. A regular phone has only one line – it will not work to receive many calls. There are many virtual lines, so the number of incoming calls is not limited, and the client will not hear the annoying “busy”. Communication is cheaper. All numbers are connected to one virtual PBX and create a single network, so calls within the company will be free. Even abroad. A number of any region. Connected in 5 minutes. A landline telephone requires wires, contracts, and other bureaucracy. It is easier with virtual phones: you buy a number and use it right away. And from the minuses: You need stable internet. The purchased number is sometimes called by past customers. A page on social networks and instant messengers can be banned. What functions of virtual numbers are important Before buying a number and a virtual PBX, analyze the service from which you plan to “purchase”. What things are required: Numbers of the desired region. You need a phone number with an area code – this will increase customer confidence. Free calls for clients. The client will not want to spend money to call you. To sell more, you need information about customers. Therefore, choose a provider that keeps detailed statistics of calls and conversations. What information does a good service give: customer waiting time; conversation duration; who answered; what advertisement brought the client; when there are more customers (morning, afternoon, evening); conversation record. Simply put, you need a service with call tracking. Additional functions Additional functions will help you not to lose a client, collect statistics, etc. Voice mail. Record your voice and encourage customers to leave messages if they don’t get a response. Answering machine. It will help you not to lose a client. Setting up call forwarding schemes so that the client gets to the right operator. Integration with CRM systems (Customer relationship management). Epilogue Use virtual numbers in business to handle more customers. Before connecting, communicate with support and ask all your questions. This is how you set up a cloud-based PBX for your purposes: receiving SMS, communicating with customers, and registering on sites. If you do not have time to deal with connecting virtual numbers, use the services of companies that specialize in this. As a result, you will save time and money. Good luck!
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How to Create a Corporate Website with WordPress in 2021

WordPress is a content management system that powers 42% of all websites worldwide. It’s the most popular CMS on the market that makes a great platform for building a corporate website. Many people choose WordPress because it’s free and relatively easy to use. No need to hire a web designer that may cost you a lot of money. Moreover, WordPress also offers many plugins and themes you can use to design a site however you like. In this article, we will look at why WordPress may be the best choice for you. We’ll also go through a step-by-step guide to creating a website with WordPress. 1. Choose a Domain Name and Business Email A domain name is an address that internet users type into the search bar to visit a website, such as yourcompany.com. For consistency, try to use your company name as your domain name. And if you’re still looking for a company name, use a name generator tool to come up with ideas. Then, go to a domain availability checker to see if your desired domain name is available. Also, consider checking the name on social media platforms, like Facebook and LinkedIn, to ensure no business pages are using that name. Once you make your mind up and decide to make a purchase, go to one of the many domain registrars and register it under your name. However, it may be worth checking if your WordPress hosting services include a free domain name registration first, as that’s a common deal they offer. 2. Pick the Right Web Hosting Hosting acts as a website’s storage for codes, images, files, and everything else your website requires to function. For a corporate website, consider choosing a shared hosting plan as it’s budget-friendly and easy to maintain. In addition, there is no need to worry about the back-end issues, like security and backup, as the hosting provider will usually take care of them. One click-installer can also be an essential factor when picking a web host. It can help you quickly install needed applications, like WordPress. 3. Pick Your WordPress Theme To choose a WordPress theme, click Appearance on the left menu, then Themes. Finally, click Add New to explore more theme options. There are thousands of themes available. To filter the options, click Feature Filter, and tick a box based on your website’s required functions, ideal features, and layout. Then, click Apply Filter. When picking a WordPress theme, make sure it is responsive and matches your branding elements, like logo and color scheme. It’s because visual consistency helps increase revenue and brand recognition. Therefore, consider previewing the themes to check the overall looks. Once you’re sure with a theme, click Install -> Activate. 4. Customize Your Website The WordPress theme can seem too generic, so try to personalize it to make your website unique. Start customizing your website by organizing the pages to structure your website’s content. Click Pages -> All Pages. Here, you’ll see the pre-built options. Click Add New to add other essential pages, such as: Homepage About page Contact page Blog page Then, upload your logo to show your brand identity. To do that, click Appearance -> Customize -> Header Builder -> Logo. Click Select Logo and upload the image file. If you don’t have a logo, using an online logo generator can be a helpful trick. Most of them also come with templates for various industries, so you can quickly pick one that reflects yours best. After uploading the logo, customize other elements if necessary, like typography, colors, and buttons. To change them, go to the Customize dashboard and click Global. 5. Install Essential Plugins WordPress offers many plugins to add more features to your website. Here are plugin recommendations to install: A WordPress builder with a drag-and-drop editor to design the pages without coding knowledge. Yoast SEO. An SEO WordPress plugin to help the website rank organically. A security plugin to clean up malware and protect your website from unauthorized logins. Google Analytics. An analytics plugin to help you understand website traffic and user behavior. To install WordPress plugins, go to Plugins on the left menu, then click Add New. Next, find plugins you need on the search bar, then click Install Now -> Activate. 6. Upload Content The next step is to create content for your website. Each page has different content to include. For example, an About page usually consists of the company history and employee profiles, while a blog page contains articles. Writing high-quality and unique content may feel daunting, but an AI content generator can help. The tool can generate content based on your needs. Then, all you’ll have to do is edit it to match your branding. When the content is ready, go to All Pages and click Edit. Or edit with your website builder and publish the content that way. For blogging, click Posts -> Add New to add content to your blog page. Conclusion The first step of building a WordPress website is purchasing a domain name and hosting. Then, install the software and start picking a theme. As the theme may appear too generic, consider customizing the appearance by uploading your company logo and changing the elements, like color and fonts. After that, install necessary plugins, such as SEO and security plugins. Once everything is ready, start creating the content. And voila! You have made yourself a corporate website.
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How Corruption-Prone Industries Can Take a Stand against Bribery during Economic Slowdown

Almost everyone now realizes the threat of an economic downturn caused by the COVID-19 coronavirus pandemic, and many have already suffered the consequences. In this situation, corruption is no longer just an additional burden on business, but a serious menace and no company can be fully confident that their bribery risks are equal to zero. Is it possible to find a solution that will provide reliable protection from corruption? Corruption is a mechanism that enables impunity for violations of established rules for private purposes. Being a part of it, bribery deforms public institutions and shatters industries. Even subtle corruption turns healthy competition into the fight for access to corrupt money. As a result, the most corrupt companies receive the highest chance to survive, which jeopardizes the very nature of business as an art of entrepreneurship. The problem of bribery is often inherent in contact-dependent spheres, such as public procurement, energy sector, banking and others; in other words, those who work with complex structures of multi-level contractual relations encounter kickbacks the most often. Virtually every company in these areas has some form of anti-bribery measures. But do these measures really work? Rely on yourself, stay under threat Many companies opt for self-certification or intra-industry standards to cushion themselves against inappropriate behavior. Unfortunately, it often turns out that this is not enough. Take, for example, the banking sector and the scandal around 1Malaysia Development Berhad (1MDB) public investment fund. American Goldman Sachs, one of the then-leading partners of 1MDB, also caught the attention of authorities. Seventeen top managers of the bank were charged with aiding money laundering and bribery of foreign officials as they received kickbacks after the placement of bonds for the fund. The bank’s own anti-corruption program couldn’t be of any help: despite its seeming comprehensiveness, the policy was not enough to fully ensure compliance with the law. It turns out, then, that internal standard are not a panacea: often it comes down to just a formal policy in relation to general disclosure of information, notes the US Department of Justice: “Evidence that a bank official complies with the bank’s own code of conduct supports the argument that there has been no breach of trust… But a bank official’s full disclosure to management evidences good faith only when such disclosure is made in the context of properly exercised supervision and control”. Law and order? This logic can be applied to other areas as well. Internal policies are rather popular everywhere, although they do not give a hundred percent guarantee. Some understand this and make the primary choice in favor of formal compliance with laws and regulations, leaving the company’s policies as an additional means. This may seem like an obvious and right decision since it’s clear that we must obey the law. However, this choice has one significant drawback: no law provides recommendations on how to prevent bribery, exactly. Moreover, regulatory compliance is often tardy in the sense of prevention: it often happens that a company learns that its employee violated a law only after it receives a formal notice. At that, if a company operates in one of the countries with a high risk of corruption, relying solely on compliance with laws without taking additional measures poses a great risk, as happened with Swiss commodities trading giant Vitol SA. Recently, the company agreed to pay $ 164 million to settle a US government bribery investigation case involving bribes for favorable decisions about the company’s oil business. Vitol paid bribes to officials in Brazil, Ecuador, and Mexico in order to gain lucrative contracts and competitive advantages, according to the materials of the United States Attorney’s Office. However, the company previously claimed that “it has a zero-tolerance policy for bribery and corruption”, and also worked “in accordance with all relevant legislation,” in their own words. The fine is unlikely to have a positive effect on the performance of the company whose profits plunged by 70% in the crisis 2020 year, and this serves as a good warning to anyone who is having a hard time during the economic slowdown. Act today to save tomorrow Surviving a downturn in the presence of even vague corruption risks is certainly a feat, and any company should take bribery risks into account. No company in no country can feel safe: bribes are being paid across sectors to officials from countries at all stages of economic development, says OECD. At that, it’s obvious that many solutions are not effective enough, because reliance solely on oneself or on legal guidelines turns out to be insufficient. The key to the problem can be found in independent certification: a solution that primarily allows controlling risks, not just establishing a framework within which employees can move. Such systemic approaches are similar to those that are introduced in other areas: for example, when ensuring safety at a construction site, we don’t just issue simple warnings about wearing a helmet but take a whole range of measures, from insurance to safe working conditions at the facility. Independent certification works in a similar way: anti-bribery management systems leave a company free from the headache caused by compliance since the issue is controlled by the system that detects and timely prevents violations. One of these solutions is the ISO 37001 system. International anti-bribery experience included in the standard facilitates cooperation with domestic and international partners, reducing the risks of working around the world. In addition, the comprehensive mechanism of control (including financial and procurement control, control over the organization’s assets) demonstrates to all stakeholders that the organization has taken the necessary steps to counter bribery. “Today organizations which are able to demonstrate ethical behavior are preferred by customers, says Sumit Makhija of Deloitte India. ISO 37001 certification presents an opportunity… to establish the strength of the internal mechanisms and checks to counter bribery and corruption”. The analyst notes preferences of buyers for a good reason: in complex economic relations, cooperation with unscrupulous suppliers, even if you are not aware of their practices, is >>Read more
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7 cryptocurrencies in which you can invest despite the fall of the market

It had never happened before, and here we are again: the cryptocurrency market collapsed. On the night of December 4, all major cryptocurrencies lost value in sync – there hasn’t been such a dramatic drop since May 2021. For example, bitcoin, which was trading around $57,000 the day before, collapsed to $42,000 in a moment. This article, which was prepared together with the portal IQ Сoins, explains why the fall – it’s good and tells what benefits it has to extract, even if about cryptocurrency you still do not know anything good. Why have cryptocurrencies fallen so much? Most likely another strain of the coronavirus, Omicron, is to blame. Traders may have been afraid of potential new restrictions that could change supply chains and hit the economy again. It’s not just cryptocurrencies that have gone down. Stock and commodity markets around the world and emerging markets currencies also went into the red zone. U.S. indices fell by an average of 2.5%, European – from 2.5% to 4%. Slightly more than 1% fell against the dollar and the Russian ruble. Usually, there is no such correlation between stock prices and prices of cryptocurrencies, but not this time. That’s because there were other news stories this fall, to which cryptocurrencies react much more sensitively. It is impossible to predict when cryptocurrencies will collapse next with all this news. What does not stop you from thinking about how to prepare for it and which cryptocurrencies to invest in at a low price when it happens. 1. Bitcoin and Ethereum Buying Bitcoin and Ethereum cheap will never be possible – you have to accept that. But it is tempting to buy shares of these cryptocurrencies when they are cheaper than usual. In October many investors raised their forecasts for BTC again. There are several reasons, but the main one is the launch of a cryptocurrency-based investment fund in the United States. Washington is finally going to give the industry a comprehensive regulatory strategy. If regulators take the toughest approach to most cryptocurrencies, the market could divide into assets recognized by U.S. authorities and those that do not have this status. But a number of cryptocurrencies would fall into the first category. Bitcoin is the number one contender here, just like Ethereum, on the basis of which most of today’s popular NFTs are built. 2. Cardano Cryptocurrency Cardano (ADA) – the sixth-largest cryptocurrency as of November 2021 – may move up a few more positions after its official appearance in the decentralized finance sector (DeFi). News of the emergence of so-called smart contracts – contracts that do not need intermediaries because both parties sign it themselves on the blockchain network – may also spur interest among buyers. 3. Binance Coin Binance Coin (like Cardano) is of interest to investors primarily in the context of DeFi as a competitor to Ethereum. While Ethereum’s creators have been slow to update the network and speed up transactions, Binance Coin has an excellent chance to beat the competitor on the turnaround. In short, investing in this cryptocurrency could very well be a long-term prospect. 4. XRP Cryptocurrency XRP may get a positive revaluation and serve as a promising cryptocurrency investment. In addition, the purchase threshold for this coin is quite low – 1 XRP is worth less than a dollar. Ripple, the company behind XRP, is actively developing technical solutions for cross-border payments. Their products may soon be used by several central banks in Asian countries and the United Kingdom. There’s a downside to consider: the Ripple company issuing the U.S. Securities and Exchange Commission (SEC). They may be able to prove that their coin is not a security. But the risk of XRP being banned in the U.S. is still worth considering. 5. Polkadot The Polkadot project was designed to increase the compatibility of different blockchains within a single platform. The project has even been called the “Ethereum killer.” The company is growing rapidly. In 2020, it launched a “testing ground” for codes – Kusama. And although the cryptocurrency PolkaDot is just an appendage to the main goal of the network, it is quite actively used both in the ecosystem itself and outside of it. The cryptocurrency is now already the 9th largest among the top 100 cryptocurrencies. 6. Avalanche Avalanche (AVAX) token is a cryptocurrency of the same name network. It aims to speed up token transactions and make smart contracts and DApps (decentralized applications) easier and faster to use. In mid-November, Avalanche announced a partnership with one of the giants of the audit market, Deloitte. This turned into a surge in AVAX – the token rose from $94.03 on November 16 to a high of $110.31 in just a couple of days. At the time of writing, Avalanche was the 10th largest cryptocurrency in the world. Analysts agree that this coin’s prospects for 2022 are brightest – by the end of the year, according to various estimates, it will be worth between $230 and $280. 7. Chainlink A relatively young, but already visible and bright player on the crypto market, Chainlink pursues a similar goal to Polkadot – to make a service intermediary between blockchain and smart contracts. Among Chainlink’s partners in the global payment system SWIFT, the same one from which the U.S. has been threatening to disconnect Russia in the most radical version of sanctions for seven years. In addition, Chainlink was bought into its portfolio by investors of the renowned Grayscale fund. Another user of Chainlink recently became the international news agency Associated Press. It is true that the cryptocurrency is deservedly criticized for its too weak recovery from the market decline, and also for the fact that most of its turnover is held by large investors – now they own about 7% of the total volume of Chainlink.
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A detailed review of the safest cryptocurrency exchange

Learn more about the best app to buy crypto This review introduces you to one of the leading crypto trading services in 2021. The platform’s name is Cryptology. See some of its characteristics below: You do not need technical knowledge to operate the platform. Cryptology is the most direct exchange so far. So, whether you are a beginner, you will know how the site functions, and the transactions do not take long to get processed. Charges. In crypto trading, people pay the entry, rollover, and exit fees. Platforms that charge high discourage customers. You will never need to worry about fees in Cryptology because the platform does not charge much. Availability. It is essential to find out whether an exchange operates in your region before using it. Cryptology is available in every country except the US and Japan. Leverage. Leverage increases your earnings on the platform. Pairs. If you intend to compare many markets, you won’t focus on the top currencies only. Instead, the trading platform allows you to analyze any cryptocurrency that exists these days. A straightforward withdrawal process. Cryptology is one of the leading cryptocurrency exchange platforms that do not involve fees. Instead, when you deposit for the first time, the company gives you $100. The money will leverage up to 100x. The following sections will describe the cryptocurrency platform in detail. Keep reading to get information about signing up, depositing and withdrawing money, and much more. The Earn crypto exchange feature The passive feature emerged in September 2021. Through it, people acquire cryptocurrencies and some stable coins. You can also invest using a bank card. In addition, the platform allows monitoring your daily withdrawal or investments. Different currencies reward differently. For example, BTC gives users 8% per year. On the other hand, coins like USDT, DAI, and USDC deliver 1% yearly. There are no charges involved when depositing funds using the Earn tool. Opening an account Every new customer joins the best cryptocurrency exchange app through registration. The process entails providing primary details such as name, email, and password. You also have to accept the user terms. Otherwise, you will not be able to access the service. Alternatively, you can become a member using your Google account. Types of accounts: In the Cryptology platform, you can open either a personal or institutional account. The former allows having trading services. Trading and Global Wire accounts: How they are different In a trading account, you can deposit and withdraw several times. The Global version permits fiat money deposits and cryptocurrency through wire transfer or bank cards. You can withdraw crypto and fiat for fiat money. You can acquire funds with the account you use to make payments. The trading account allows customers to send fiat money and cryptocurrency. However, you only withdraw the latter. You can deposit fiat money using Visa and Mastercard. Global accounts perform withdrawals through wire transfer alone. The verification process The cryptocurrency trading exchange supports basic and complete verification processes. A basic one requires a limit of $10,000. In addition, customers have to provide their passport, driving license, government ID, and a picture of them holding the identification card. Full verification: You complete the total verification activity by providing your address. Passing this process removes limits. Spot Exchange and Futures trading The spot exchange comprises: An order book. Trading history. A Trading View chart. An order form, which permits trading at the limit or market. Futures The platform is not so different from the Spot Exchange service. Customers can choose leverage, and that is the only thing that makes it unique. However, operation-wise, both services are interactive and straightforward. Fees and payment options In many cryptocurrency platforms, traders pay fees depending on trading volumes. The amount that Cryptology charges are 0.002. Fiat fee is 2.65% when deposits happen through debit and credit cards. The lowest you can pay is $25. Brazil residents have an additional deposit option. They pay from 1.7% to 3.6% for as low as a $100 deposit. For example, if you pay one Euro in EUR SEPA, the charges are 0.45%. Fully verified users can pay through the wire transfer method. There are no fees involved. You can deposit as low as $25. Withdrawals: Individuals with institutional accounts can withdraw fiat. You will, however, use a SEPA account. The cost is 7 Euros for a fifty Euros deposit. Depositing digital assets comes with various conditions, and there are some assets you cannot remove. The countries that support the platform where you can buy crypto Cryptology exchange is available worldwide, except in Japan and America. The company is not even planning to leave any of its countries like similar services. Cryptology pairs Futures Bitcoin/USD Bitcoin/USD Perpetual Ethereum/USD Perpetual Electro-Optical System/USD Perpetual Maker/USD Perpetual Synthetix Network Token/USD Perpetual Tronix/USD Perpetual Steller/USD Perpetual YFI/USD Perpetual Bitcoin Cash/USD Perpetual Litecoin/USD Perpetual Zcash/USD Perpetual Spot Exchange Bitcoin Ethereum Ripple Steller Bitcoin Cash Litecoin Zcash Tether USD Coin DAI Basic Attention Token Tronix Trading fiat money requires using dollars, Euros, or Rubles. Now that you know what the Cryptology platform does, it is time to find out if there are any disadvantages of using the service. But first, here are the advantages Customer care. The online platform has representatives who attend to customers whenever they face challenges. Reviews show that the team is reliable. They give people feedback within a short time. The support agents are also friendly and understand the trading service well. Therefore, expect to get the correct answers whenever you ask a question. Reward. The Cryptology trading company offers a bonus. People get a $100 incentive when they make their first deposit of up to $100. A global service. The trading service is accessible worldwide. It is only the American and Jap citizens that cannot use the service for now. Fees. You will not pay anything when you trade on the site. The free service will end on 30th September 2021. Leverage. The platform offers up to 100x on leverage for Futures trading. Minimum >>Read more
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Do Australians have to play pokies for real money?

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