Dmytro Shymkiv: Net profit of Darnitsa in 2020 amounted to UAH 4.3 billion

June 25, 2021

The pharmaceutical company “Darnitsa” in 2020 received a net profit from the sale of products in the amount of UAH 4.3 billion, which is 33.7% more than a year earlier.

The chairman of the Darnitsa Group board of directors Dmytro Shymkiv said that about 10% of its income “Darnitsa” has directed to projects for the digital re-equipment of the company and the development of new drugs. He also said that over the past 5 years the plant has produced more than 45 new drugs, in the development of which Darnitsa Group has invested 35.3 million euros. The total amount invested in research and development over 10 years has reached about 200 million euros.

Shymkiv noted that the pharmaceutical concern continues the process of large-scale transformation, which began in 2019. After the rebranding, the company defined new strategic goals and values and changed its business philosophy.

The Darnitsa Group is now focused on building an international pharmaceutical brand, leading the way in the production of comprehensive generics and digitalizing 100 per cent of its business processes. Developing production and expanding the list of manufactured drugs, the management of the concern concentrates on the treatment of the most common diseases in Ukraine.

The plant manages to develop new drugs through cooperation with other international pharmaceutical companies, as well as through its own research. The Darnitsa Group annually spends more than 40% of the total investment money for the development of new drugs.

In addition to dozens of ready-made drugs on the pharmaceutical market, more than 50 Darnitsa drugs are at various stages of development. Shymkiv is confident that they will be registered by 2023. Darnitsa Group, unlike its competitors in Ukraine, specializes in the production of drugs for the prevention and treatment of diseases of the cardiovascular and nervous systems, as well as drugs that eliminate pain symptoms.

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Dmytro Shymkiv explained what his optimistic statements regarding the development of the industry are based on. According to official data, the Ukrainian pharmaceutical market is entering the global pharmaceutical industry market as a rapidly developing one. In percentage, the rate of development of domestic pharmaceutics is on average 11% per year, which is three times higher than the growth rates of the Ukrainian economy.

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‘Cookies’ track your every move online. Now there’s a fight over what should replace them

For decades, “cookies” have been tracking you around the web. They’re the snippets of code that uniquely identify your browser and allow those shoe ads to follow you from site to site after you visit an online storefront. Soon, their time may be up. Third-party cookies have increasingly fallen by the wayside as the public has become more protective of privacy rights in an age of algorithms and data. Some major browsers including Firefox and Safari now block third-party cookies by default, further reducing their usefulness to advertisers. And Google has already said it’s planning to do the same in its browser, Chrome. But last week Google (GOOGL) went further, announcing it will soon stop tracking individual people’s web browsing altogether for advertising purposes when Chrome finally drops third-party cookies. If that sounds like a big deal, that’s because it is. In a blog post explaining the change, Google said that once tracking cookies are eventually blocked by default on Chrome, the company won’t build or support browser technology designed to perpetuate individual-level data tracking. The announcement laid out Google’s intentions for what comes after the death of the third-party cookie, something it and many others in the industry had been anticipating for years. The future of tracking-based web advertising, Google argued, will be more abstract, relying less on an individual’s browser history and more on what groups of internet users may be viewing at any given time. Given Google’s enormous role in the advertising world and its control of the world’s most popular web browser, the company has the potential to determine how the next generation of ad technology works. But Google’s vision is not the only one. Sensing that change may soon be on the horizon, privacy advocates and others in the industry have put forth different ideas about how the future should unfold. At the same time, policymakers are erecting new regulations and questioning Google’s dominance in ways that could have a significant impact on the company’s ability to carry out its plan. A more anonymous way of tracking? To understand what Google’s pitching, it helps to think about Facebook. Facebook also makes its money by serving ads. It doesn’t directly sell user information to advertisers; instead, it offers advertisers the opportunity to target ads to certain categories of Facebook users based on that data. Slicing and dicing people’s identities by their relationship status, the pages they’ve liked and even the content they click let Facebook sell access to highly specific groups. The system being developed by Google and others in standards-setting forums is based on the same principle, according to policy experts. Brands would be able to advertise to “cohorts” of internet users who share similar traits as defined by an algorithm. But unlike today, the marketers wouldn’t have access to specific data about individual members of the cohort. The approach being championed by Google would theoretically give users more power than Facebook’s model. Rather than centralizing all user data under one roof, internet users’ web history would remain stored in their own browsers or on their own devices. Depending on which version of this idea is implemented — there are many — users could have settings that let them control what information their browser shares with the world. Ads for shoes and camping gear might still follow you around the internet this way, but advertisers would now be blasting those ads to you and thousands of others as a group, not as an individual. That concept, which Google is currently testing, is designed to take the place of third-party tracking cookies, which can track you from site to site and develop a highly detailed picture of your browsing history for advertising purposes. “It fundamentally creeps people out,” said David Chavern, president and CEO of the News Media Alliance, a trade association representing news publishers. So if you’re a tech giant like Google whose business depends on user tracking, Chavern said, “you want to be ahead of these curves.” Privacy advocates are wary Google says its vision of the future helps improve user privacy while still offering advertisers the same ability to target audiences. “Advertisers don’t need to track individual consumers across the web to get the performance benefits of digital advertising,” the company argued in its blog post. “Advances in aggregation, anonymization, on-device processing and other privacy-preserving technologies offer a clear path to replacing individual identifiers.” Some privacy experts agree that the Google-backed proposal would be an improvement over the status quo — at least in theory. “For me, it’s a good step and a good signal, but I’d want to see the final package of solutions,” said Ashkan Soltani, an independent privacy and security researcher and a former chief technologist at the Federal Trade Commission. One of the most important factors to watch, Soltani said, is how the user controls are designed. Do they offer a one-click mechanism for users to opt-out of all data sharing? Can users pick and choose what types of data to share with advertisers? Are the controls easy for an average person to find and use? Others are more sceptical, arguing that the proposal just trades one form of invasive monitoring for another. “Google, please don’t do this,” wrote the Electronic Frontier Foundation, a digital rights group, in a blog post. In the post, EFF technologist Bennett Cyphers argued that depending on how small each cohort is and the ability for clever companies to cross-reference that data with other available information — such as your email address — it may well be possible for third parties to figure out who you are, anyway. “We should imagine a better world without the myriad problems of targeted ads,” Cyphers wrote. What the ad industry wants Some in the advertising industry are working on an alternative to Google’s approach. A competing standard being developed under the Partnership for Responsible Addressable Media — a group comprised of the Interactive Advertising Bureau Tech Lab, many ad-tech companies, Unilever, Ford, IBM and others — >>Read more
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How to save money on life insurance

Buying the wrong benefits for a low premium does not add up to savings There are ways to save money when buying life insurance, but they don’t always entail paying a lower premium immediately. As your top priority, look for a policy that meets your needs. Buying the wrong benefits for a low premium is a waste, not a saving. Beyond that, here are some ways to maximize your life insurance dollars. Before you buy Once you’ve determined what type of life insurance product to buy: Focus on financially sound companies. Dozens of companies sell life insurance. Limit yourself to companies with high ratings from two or more independent rating agencies. A low premium from a shaky company isn’t a good buy. See How do I choose a life insurance company? for more details. Shop around to get a sense of the premium you’re likely to pay. Quote services on the Internet may serve this purpose, or you can ask an agent or broker to get you a premium estimate. As part of this research, determine which rate class you’ll fit into. Most companies that sell individual life insurance have several different price classes—usually called “preferred (non-tobacco),” “standard (non-tobacco),” “preferred (tobacco),” and “standard (tobacco).” A small percentage of people have health conditions or histories that disqualify them for even “standard” rates. Many in this group will be offered insurance at “impaired risk” or “nonstandard” rates. Look into group insurance. Consider participating in your employer-sponsored life insurance program, even if you have to contribute to it financially. Employers often subsidize their group insurance costs, so it can be less expensive than individual life insurance. You might obtain coverage up to a certain level without providing evidence of good health, an advantage for some people. You’ll probably pay premiums through payroll deduction, which can be a nice convenience. However, make sure to compare group and individual rates, as depending on your age and health status, group insurance may or may not provide a savings. In comparing group to individual life insurance, remember that if you have over $50,000 of group life insurance, IRS tables determine how much it costs to provide the amount over $50,000 and charges you taxable income for that cost. Take care of yourself. Find out into which rate class you’ll be grouped and, if necessary, consider making some lifestyle changes—don’t smoke, maintain a healthy weight and exercise regularly—to qualify for a more favorable rate class. When you’re ready to buy Shop around to get a good rate. Life insurance is a very competitive business, and you’ll find differences of hundreds of dollars (for annual premiums) even among financially strong companies for essentially the same policy. Consider the net cost index. How can you compare two policies, one with premiums that start lower than the other but later are higher than the other? Or one with low premiums and a low cash value, the other with higher premiums and a higher cash value? Use a net cost index—a standard method for collapsing these variables into one number. The lower the number, the better, but ignore small differences (since the indexes are approximations based on assumptions, small differences might not signal true differences in values). The agent or broker with whom you’re dealing, or the company from which you’re considering buying a policy, will provide these index numbers. Be aware of premium discounts for particular amounts of insurance. Most companies offer rate discounts for specified insurance amounts. For example, you might actually pay a smaller premium for $250,000 of life insurance than for $200,000, or for $500,000 of life insurance than for $450,000, because a discount “kicks in” at the higher insurance amount. Beware of “fractional premiums”. Typically, you can pay your life insurance premium once a year, once every half-year, once a quarter, or once a month. Although paying quarterly or monthly might seem to be easier to fit into your budget, some companies levy high charges for paying premiums frequently. Others levy quite small charges to do this. If a company levies high charges for paying more frequently, try budgeting so that you can pay your premium only once or twice a year. If you’re buying a term policy, look for renewal guarantees. A renewal guarantee gives you the right to start a new term after the current one ends, paying a higher premium based on your current age, but without requiring you to undergo a new health exam or submit any other “evidence of insurability.” Without the guarantee, you’d have to shop for life insurance all over again, and if your health has deteriorated, you might have to pay much more or not get it at all.
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4 BRANDED PRODUCTS THAT ARE HIGHLY EFFECTIVE ADVERTISERS

Advertising plays a crucial role in raising brand awareness and boosting sales among existing and new markets. While billboards, television advertisements, and social media shout-outs are great options, they can be relatively short-term. Invariably, marketers need to find the right products to promote their brand. Here is where branded promotional products can become convenient tools, making a lasting impression on the minds of consumers every time they use them. Most of the time, branded T-shirts, mugs, and other souvenirs are handed over to consumers for free at popular events, such as trade shows, conventions, fundraisers, etc. But did you know that you could order these items on a large scale online as well? The following is a list of four highly effective and popular branded items that companies or individuals can frequently order to meet their promotional needs. Apparel Many consumers use a promotional T-shirt repeatedly, much after they receive it as a gift, whether at a concert or another event. Every time they use it, they recall the company’s service or product due to its branded logo or design on the item. Moreover, the T-shirt gets noticed everywhere the consumer wears it, effectively achieving the company’s promotional targets. For this reason, popular restaurants, trading companies, theme parks, and other businesses regularly order branded apparel in large quantities. Besides T-shirts, many companies invest in branded jackets, overcoats, formal shirts, and other clothes. Face masks As the demand for face masks has soared high in recent years, it has provided avid advertisers with an opportunity to get their message across to people. So, many companies are printing logos, custom designs, and impactful texts on these masks to reach their target audience. Since it is an essential and beneficial product, customers are not likely to throw the mask out after a single-use. This has resulted in every other market being flooded with trendy, high-quality masks, effectively giving various brands an incredible boost. Merchandise Research shows that providing consumers with promotional merchandise is a highly effective way to get their attention, especially for unfamiliar or new brands. Keeping in line with this, several small and medium companies are now investing in keyrings, magnets, phone accessories, badges, bookmarks, and many more items. The best thing about such things is that most branded items are essential ones that people can use every day. For instance, sunglasses, lights and torches, tags, and tote bags are products most people use daily. Caps and hats One of the primary reasons marketers invest in branded headgear is because these items are durable and offer maximum brand exposure. On average, a well-branded hat or cap can garner over three thousand impressions in a lifespan of approximately ten to eleven months. Consequently, several companies opt for headgear with custom logos, embroidery patches, and a range of other exciting designs to gain optimum attention when the product is worn indoors and outdoors, exposed to different audiences at different times. Besides the items listed above, the ever-increasing market for customized branded items includes a ton of other products such as furniture (garden chairs and gazebos), air fresheners, umbrellas, pens, protein shakers, etc.
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Wales to lose gambling market as COVID-19 lockdown returns

The UK’s gambling scene is once again hit by COVID-19 lockdowns. The gambling field was just coming alive after the massive losses in the first months of this year. It was just starting to recover from the crisis but the second wave of a pandemic is here so everyone, who hoped that the coronavirus was finally fading away, is now dealing with disappointment. The UK’s economy was just getting back to the right track of living when COVID-19 reappeared. This Friday, at 6 pm, 366 gambling shops will be closed. The whole gaming industry was massively hit by the crisis and ongoing issues of people’s health. Wales is not the only region that experiences major letdown, Lancashire and Merseyside saw their casinos in the same situation. These issues are not affecting online casinos only. Online casinos are also in a panic trying to offer as much incentive to players to come back online as possible. For example, a recent surge in no deposit bonus codes for RTG casinos clearly provides a picture of desperation as companies scramble for the few people remaining that can afford to play in casinos. In September, casinos were told to shut their bars after 10pn to avoid job losses. The whole unemployment rate is growing in the country. When the casinos will reopen? When the casinos will reopen? No one knows the answer, because coronavirus is still here and it is also returning in other countries. The uncertainty is still growing and people are getting exhausted by the whole situation. The big cities in the UK and other countries are facing a spike in coronavirus cases and everything is fueled by “COVID fatigue”. Meaning that people and countries are tired of coronavirus. Everyone is exhausted by the challenges of a pandemic. People are already giving up, they don’t care if they will get an infection or not. Everything including casinos is closing again in every country. Some people think that in the future, the public may rebel against government restrictions. We all were thinking that coronavirus was away in September, but now we need to once more practice social distancing, work from home, and wear masks. London is in a living disaster. Millions of businesses are losing money. People are losing their jobs and Britain is getting a lonely place right now, so no one has exact information about reopening anything in the country. How will casinos work when they reopen? When the coronavirus will finally fade away, the casinos will surely have new behavioral systems. People are already used to hygiene and respiratory etiquette. The COVID-19 continues to affect everything and everyone across the country. It comes with no surprise that people will be more cautious after casinos are reopened and casinos will have a higher responsibility to protect consumers more than ever. As for now, fever consumers are gambling. Even online casinos are lacking customers because people are jobless and everyone is trying to save their money for the worst because no one is aware of what will be happening in the future. The lockdown period had a huge impact on people and it will continue to affect people negatively. People’s mental health has worsened and they can’t even treat themselves with therapy or medicine because they can’t afford it. The whole year has been up and down like a rollercoaster. The worst thing is that children and young people are also affected by lockdown. Their mental health is unbalanced and hard to deal with parents who are also having financial problems. People are eager for the pandemic to go away and everyone is waiting for reopening places and borders. The UK’s population is really enjoying the gambling scene. It is a kind of a tradition for them to go to casinos with families or friends. Now, no one has any idea how everything will be after the pandemic. People are having the fear of spending money already. The financial crisis is growing and millions of people are left with no income at all. We all are still confused by a coronavirus. It has been 11 months of living with COVID-19 and despite the fact that scientists were trying to help the people, coronavirus is still here and no one is returning to normal life yet.
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Is Sports Betting Legal in Sweden?

The online gambling market has enjoyed exponential growth of late, with sports betting and virtual casino gameplay driving this trend. In total, 2020 saw the Swedish gambling market deliver a total gross revenue of SEK 24.7 billion. What is more, sports betting in the region grew by 5.2% annually to reach SEK 3.66 billion, while the number of sports betting sites in Sweden continues to grow thanks to a progressive regulatory backdrop. But just how legal is sports betting in Sweden, and how can you identify the best sports betting sites nationwide? The Legality of Sports Betting in Sweden Let’s start with the legality of sports betting in Sweden, which was officially legalized and regulated at a federal level back in 2002. The agency responsible for this in its entirety was the government-backed Svenska Spel, which created a state-sponsored monopoly and prevented domestic and private sector operators from claiming a share of the marketplace. However, this type of approach is widely at odds with the EU’s regulations on monopolies and unrestricted trade between member states, so it was no surprise when the European Commission intervened in 2013. More specifically, the single bloc revealed that the decision of Sweden to blacklist EU-based sportsbooks from entering the market was illegal, with the government responding by allowing operators from fellow member states to target native customers. Over time, the demand for online and mobile sports betting continued to increase, while the government in Sweden also began to deploy the tax revenues garnered through tax levies. So, it agreed to cease the state-sponsored monopoly of the iGaming and sports betting market as part of the Swedish Gambling Act, which was enacted on January 1st, 2019 and established a regulatory model that could license private sector betting brands according to several strict criteria. These were laid out and enforced by the newly created Swedish Gambling Authority, which continues to govern the marketplace to this day. What to Bet on in Sweden Swedish punters have a huge love of sport, with football one of the most popular and widely utilized betting markets in the region. Swedes will have definitely been motivated to wager on the delayed European Championships, especially as the national side recently topped their group having drawn with Spain and comfortably beaten Slovakia and Poland. Of course, the Swede’s agonizing, last-gasp defeat against Ukraine in the round of 16 will have dampened some of this enthusiasm, but the tournament will remain a huge source of revenue for many of the international operators active in Sweden. Basketball is another hugely popular sport in Sweden, both from the perspective of participation and wagering. Ice hockey is also widely followed, with globally recognized platforms such as 888sport offering a particularly large selection of markets in this respect. Tennis is also popular amongst Swedish punters, with the ongoing Wimbledon Championships offering multiple betting markets for bettors to enjoy at present. Who are the Best Swedish Sportsbooks? The range of international operators active in Sweden is impressive, with this providing exceptional value to punters across the board. After all, market-leading betting brands like Bet365 are fully licensed and regulated by stellar agencies like the UK Gambling Commission, which means that they’re demonstrably fair, transparent, and capable of safeguarding financial transactions with a minimum 128-bit SSL encryption. But who are the best operators? Well, much depends on your priorities and favorite sports as a punter, with Bet365 renowned for its generous welcome offers and innovative betting markets (especially across football and tennis). Conversely, Betway is home to a particularly large selection of basketball markets, so this is ideal if you’re a huge fan of this particular sport. Ultimately, the key is to compare licensed operators independently and across the metrics that are important to you, so that you can make a genuinely informed decision.
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Dmytro Shymkiv: Net profit of Darnitsa in 2020 amounted to UAH 4.3 billion

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