Creative Ideas for Your Holiday Email Marketing in 2020

December 24, 2020

How to create inspiring holiday email campaigns

The most profitable time of year for most companies is the holiday season. This is the time when everyone is in a hurry to get new useful goods that will be used as gifts.

If you are looking to increase your sales during the New Year and other holidays, take care of creating a high-quality advertising campaign. Using email and email validation services, you will be able to contact customers who prefer your brand. Unique offers and cashback after purchases will be an excellent incentive for buying goods from you.

Tips for your 2020 holiday email marketing campaigns

To improve the performance of your Christmas emailing ad campaign, don’t forget about automation methods that will help you increase the number of users receiving your messages. At the same time, both welcome letters and unique offers can be subject to automation.

You can also use personalized messages, which lead to increased customer loyalty to your company. If you insert the customer’s name at the beginning of the message, it is the easiest way to personalize a message. As additional measures, you can congratulate them on important dates that are directly related to them (birthdays, the day they chose your company, and so on).

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There are some words that should be included in the holiday email templates. They grab the attention of customers and increase the chances of getting feedback. They can be divided into several categories:

sales (unique offers, promotions, free shipping);
limited supply (only today, limited time);
holiday atmosphere (congratulations, good mood, gifts);
gratitude (“thank you,” “we appreciate you”).

Also, every email on holidays should contain a call to action. The obvious option is a button or a link by clicking which the client will be taken to the corresponding page of your company’s website. Some notifications may include hyperlinks, but they are easy to miss. The bright button attracts more attention.

If you opt for a fancy clickable button, make sure that it leads to a landing page or to where the customer can quickly purchase your product. When going to a certain page, the user shouldn’t have any questions regarding what to do next, because everything is obvious. If the client lands on the main page, he may get confused about the next steps and will not proceed to checkout.

The text for newsletter ideas for Christmas should be short, and the call to action should contain just a few words. Include the phrase “buy now” in the message and offer additional discounts as an incentive for a timely response to your letter.

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How To Remove A Foreclosure From Your Credit Report

Your credit score and credit history have a huge impact on your financial life. Your credit score will dictate whether you are qualified for a loan, the loan amount, and the interest you’re meant to pay. It also helps lenders decide whether you’re worth the financial risk. When you apply for a loan to buy a house, the property serves as collateral on the loan. Collateral ensures that you as the loanee will repay the loan amount as agreed. If you fail to make your monthly mortgage payments, the lender may take your house to recoup their money through a process called foreclosure. Mortgage lenders usually report foreclosures to credit bureaus who then proceed to add that information to your credit report. As per the Federal Deposit Insurance Corporation (FDIC), nearly 250,000 families face foreclosure every 3 months. Having a foreclosure reflect on your credit report can be very problematic to your creditworthiness. However, removing a foreclosure from your credit report is possible. It’s not as simple as you would remove late payments but it can be done. Below are tips to guide you on how to go about it. 1. Check for Errors You need to check whether there are any inaccuracies or miscalculations related to the foreclosure listed on your credit report. To do this, you will have to order for credit reports from Equifax, TransUnion, and Experian. Keep in mind that you’re only allowed a free credit report only once a year. Once you receive your report, scrutinize every detail involving your account. Look at the foreclosure balance amount, the listed dates associated with the foreclosure, the name of the lender, and their account. Any slight mishap in the listed details can help you file a dispute with the aforementioned credit bureaus. Many inaccuracies have appeared in foreclosure cases with the most prominent being lack of proper procedure. Check the rubber stamps on foreclosure documents and the records cited in the report. If some records are unavailable, it could mean that the bank that provided the mortgage is probably not in business anymore. In many instances, mortgages are bought by another bank. This leaves a messy trail of paperwork that makes it hard for people to pay their mortgages on time. Write to the bureaus requesting for information verification. The bureaus are obligated to verify, make the necessary corrections, or remove it altogether within 30 days, failure which means the foreclosure must be removed from your credit report. However, don’t make the mistake of thinking that Equifax, TransUnion, and Experian all operate in similar ways. They are three different credit reporting agencies with different approaches to how they compile their data. 2. Get in Touch With Your Lender If the dispute with the credit bureau does not result in removal of the foreclosure from your credit report, the next step should be writing to the lender who foreclosed on your home. Make sure you cite the errors listed on your credit report just as you did with the credit bureaus. Make sure the tone of language in your letter is demanding and forceful to compel them to remove the foreclosure from your credit report within 30 days. Lenders usually are not able to verify the data because of poor record-keeping, especially if they have passed the data to various debt collectors. Lenders are also usually too occupied to make investigating every information verification request mandatory. 3. Remove Old Notations A foreclosure should reflect on your credit record for 7 years and an additional 180 days from the last time the last mortgage payment was paid as agreed between you and the lender. If your foreclosure listed on your record has been there for more than 7 years, you can have it deducted by writing to the bureaus that have reported the foreclosure. The Federal Trade Commission (FTC) has a sample letter for disputing credit report errors that you can download from its website. In your letter, make sure you cite section 605 of the Fair Credit Reporting Act (FCRA) which states that all data involving foreclosures cannot appear on consumer credit reports for a period lasting longer than 7 years. Credit bureaus are legally mandated to look into your dispute and make amends within 30 days. 4. Consult a Professional Credit Repair for Assistance Removing a foreclosure from your credit report involves filing disputes with all three credit bureaus. Because of how they operate, you have to exercise care when writing up your disputes. It’s important that you don’t sound ‘frivolous’ or else the bureau will dismiss your request. While the Fair Credit Reporting Act protects consumers, it gives credit bureaus the grounds to ignore people who they feel are abusing the law. The bureaus decide if a dispute is frivolous based on the communication and evidence provided. Because of the sensitive nature of this matter, people usually hire professional help to assist them in removing foreclosures from their credit reports. If all this information and work feels overwhelming and you feel that you need foreclosure help, York, PA, it has several firms that can help you with that. It Takes Work to Build Credit Regardless of the circumstances that got you in a financial rut, dealing with a foreclosure is a highly stressful situation, especially if you have a family to take care of. During the economic collapse of 2008, many Americans had their homes foreclosed. A foreclosure will do significant damage to your credit report especially if you had a high score. A poor credit score means you might not be considered for certain employment opportunities, you might not receive approval for utilities, and you might qualify for services such as insurance. However, your credit will not be ruined forever. Foreclosures may stay on your credit report for 7 years, which is a long time, but making constant payments on any other credit accounts you have over those 7 years will help balance out the derogatory entry. Paying bills and personal loans on time >>Read more
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Is it Easy To Kill Your Mouth Bacteria?

Your mouth is the home of numerous microbes. It can be bacteria, fungus, or any other microbes. Some bacteria help in the proper functioning of your metabolism, while other cause bad breath and tooth decay. After consulting with your general dentist, you will find that getting rid of harmful bacteria is not so challenging as you think. It requires only a good oral hygiene routine and regular maintenance. Let’s consult the expert, a dentist in Port Melbourne about how to fight those harmful bacteria and keep them away from your mouth. Good and bad bacteria Your mouth is the home of both good and bad bacteria. They are found in different places – on teeth, tongue, and some hide between your gum and teeth. Good bacteria help in digestion and protect your mouth against the harmful effect of the bad bacteria. While your body’s immune system works its best to keep the harmful bacteria under control, you can also improve it by a healthy oral care routine. If you ignore your oral care routine, you will have to face many complicated dental issues like gum infection, tooth decay, bad breath and many more. In addition, it will disturb your overall health and also pocket. What to keep away harmful bacteria from your mouth? Three important things that prevent the growth of bad bacteria in your mouth are: Brushing – A sticky film called plaque covers your tooth surface. The plaque is formed by a bacterial deposit that releases acid when you eat sugary food items. The acid weakens your teeth enamel and form cavities. Hence, it is essential to remove plaque to prevent dental cavities. For this, you require to brush your teeth two times daily and floss them once. If you ignore brushing and flossing, the plaque deposit will become harder to form tartar. Tartar infects your gum and can result in gingivitis. Your dentist will recommend using fluoride toothpaste because fluoride makes your enamel stronger and resist bacterial attack. Mouth Wash – You can accompany brushing and flossing with a mouth rinse to keep harmful bacterial activities under control. Mouthwashes reduce plaque formation and prevent tooth decay. Your dentist will prescribe the therapeutic mouthwash or cosmetic mouthwash – whichever is right for you to kill bad bacteria. Healthy Diet – If you eat a more sugary diet, you unknowingly give more fuel to bad bacteria to grow and attack your teeth and gum. Hence, you will have to minimise the intake of sugary food and drinks to get rid of disease-causing bacteria. Instead, you can consume food that contains good bacteria, including curd and other fermented food items, to keep the harmful bacteria in check. In addition, your diet should contain all essential nutrients for healthy gum, mouth and overall health. Final Thought Bacteria in your mouth remain busy with their activities. The best part is that many of these activities are essential for the functioning of a healthy mouth. However, if you take a healthy diet and maintain good oral hygiene, you can easily keep the bad bacteria under check.
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What is Distilled Water and what are the Benefits

A lot of people have started to focus on drinking distilled water nowadays. It sounds like a great idea, but then again it’s important to know what Distilled Water really is and how it can improve or affect our health. With that in mind, here you have a quick definition of Distilled Water and its health benefits. This will offer a much better idea of what this is and how it can affect your health. What is Distilled Water? This is water that was heated right to the boiling point using a Best Water Distiller. What that means is the impurities are removed from the water, which will become steam or vapor. Then the steam gets condensed back into the liquid form. All residues and impurities are removed. The great thing about Distilled Water is that it helps remove all the waterborne contaminants like volatile gases, heavy metals, inorganic or organic materials, and bacteria/viruses. It’s very helpful if you want to maintain very good health, with results being incredible in the long run. Is it suitable for drinking water? A lot of people use Distilled Water for things like cooking, baby formula, crystal clear ice, healthcare uses cleaning, car batteries, and humidors, washing their hair, watering seeds and plants as well as a variety of other situations. It’s a good approach and one that can bring in front some impressive results if it’s all done correctly. But is it good drinking water? Yes, you can drink it, although it doesn’t have the same taste and feel when compared to regular water. Some people will like it, others less so. Yet it’s drinkable, so it’s up to you to make the right choice and that alone can bring in great results if you tackle everything correctly and in an appropriate manner. What are the benefits of Distilled Water? Distillation is a very safe water treatment method; it removes 99.9% of the water contaminants. On top, you never have to worry about viruses and bacteria, which can be very problematic nowadays, especially in drinking water. Moreover, it helps purify the water naturally. Whenever you add chemicals into the mix that can be a problem. But once you purify the water via boiling it, this is a lot safer and better as a whole. It’s definitely bringing in tremendous results, and the value itself can be among some of the best. This does a very good job of eliminating all the toxic substances from your body. It’s also rather affordable, you can find it bottled at affordable prices. Or you can try to prepare it at home if you want. Some scientists consider it’s better than spring water, especially since it lacks contaminants. Conclusion Distilled Water is extraordinary, different and it comes with a multitude of benefits. You do want to check it out for yourself and see if you enjoy it. The great thing about Distilled Water is that it has a lot of different uses. All you have to do is to check it for yourself and see if you like it or not. It can be well worth it!
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What We Do and Don’t Know About Vaping and Lung Damage

In recent years, the use of e-cigarettes and vape pens have been growing in popularity. Due to the fact that these products are relatively new, the damages of vaping are just being discovered. There is a lot that we have recently uncovered, and the FDA is still continuously developing its regulations for these types of products. Regardless, there is still a lot that we do not yet know about the effects of vaping. Here is what we do and don’t know about vaping and lung damage. What is Vaping? Vaping is the use of items like e-cigarettes (or JUUULs) and vape pens to smoke. The substances used are usually nicotine or marijuana. However, like with traditional cigarettes, there are often additional substances and chemicals included with the nicotine or THC. These products use a battery to heat up the vape liquid, and even more, chemicals can arise as a result of this causing chemical reactions. The chemicals can include things like carcinogens, acrolein, Propylene glycol, diacetyl, Diethylene glycol, Cadmium, and Benzene. All of these chemicals can potentially cause cancers and other lung diseases when frequently breathed in. Vape liquid has been shown to also contain some heavy metals like nickel, tin, and lead. These substances can be very damaging to the lungs when inhaled as well. What We Don’t Know Although experts already know that putting these types of chemicals into your lungs on a regular basis is not a good idea and that these can cause lung damage, there is still a lot that is still left unknown when it comes to vaping. For example, we do know that vaping can cause lung disease, but the specifics are still yet to be discovered. We do not know who is most at risk of developing lung damage or what specific substance from vape liquid leads to lung disease. All of these unanswered questions are due to the fact that these products are new, and FDA regulations on them are still evolving. Hopefully, we will learn as much about vaping as we do about smoking cigarettes as time progresses. However, it is still best to avoid these products until we learn more about the risks involved. What We Do Know However, there are some conclusions that have been made about vaping and lung damage. It has been learned that all of the reports of lung disease from vaping have not been linked to any specific brands of e-cigarettes, vape pens, or vape liquid. This means that the culprit behind the lung damage from vaping is likely included in all, or most, vaping brands and products. It is also, of course, know that vaping has been linked to lung damage even though we do not know the specific causing agent. In addition to this, nicotine and marijuana are both addictive substances that may require a Houston drug rehab program if dependency becomes too great. Luckily, these can usually be done from home because the withdrawal symptoms of both substances are not life-threatening. Some other Things to Consider There are some other very real dangers of using JUUULs and vape pens that may make you consider going through a drug detox to stop using them. “Although rarely the primary source of addiction treatment, e-cigarettes are often combined with other substances and reinforce the main addiction”, says Mat Gorman, CEO at Briarwood Detox Center. The first is that vaping makes an individual more likely to take up smoking traditional cigarettes, which have their own set of health concerns. Similar to smoking cigarettes, vaping during pregnancy can be dangerous for a developing fetus. However, there are a few concerns that are only relevant to vape pens and e-cigarettes. Both of these products use a battery, and, as you can probably imagine, they can be defective at times. As result burnings and even explosions have occurred because of this problem. This can be extremely dangerous if it happens at the wrong place at the wrong time. The next issue is potentially life-threatening. Accidental exposure to vape liquid containing nicotine has caused acute nicotine poisoning in both children and adults. For this reason, vape pens should always be treated with care and kept out of reach of children. Conclusion Vaping from vape pens and e-cigarettes, or JUUULs, is a relatively new fad that has been only growing in popularity. Because of this, there is still a lot that experts do not know about vaping and its effects on the lungs. However, this does not mean that vaping is completely risk free. There are many potential risks of using vaping products including nicotine or marijuana addiction, potential exposure to acute nicotine poisoning, and burns from defective batteries. Of course, lung damage is a very real danger to vaping as well. It is best to avoid vaping if you wish to avoid these types of dangers. However, it is predicted that we will learn more about vaping as time goes on.
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Healthy Headstart – 4 Tips For Students Preparing For The VCE In 2021

Coming up to your VCE years can feel a bit daunting. By now, you’ve spent 12 years in school and are faced with the constant pressure of knowing that this is the year that will have the biggest impact on what career paths open up to you. To help you make the most of this time, here are five tips for getting through these final years: 1. Seek Extra Help The biggest difference when it comes to the VCE is that your study scores aren’t being graded against your class or your school. Instead, they’re stacked up against every other student doing the same unit in all of Victoria. So, regardless of how good your grades are, getting the best VCE tutoring you can find is definitely worthwhile. Your VCE tutors will not only help you stay on top of your coursework but will also teach you how to best navigate these years and how to approach studying outside of class so you can feel confident. 2. Build and Maintain Healthy Habits The VCE is important, but it’s definitely not worth compromising your health. While feeling a little bit of stress in this time is normal, if your sleep, mental wellbeing, eating, and exercise habits are constantly being affected by stress or your study schedule then you need to reorganise your priorities. There are various healthy habits you can practice to help manage stress, enhance productivity, and feel your best during Year 12. Discuss any health concerns with your GP as they arise, and if you are feeling overwhelmed about high school, do not hesitate to reach out to your friends, family, tutors, and support network who are all in it with you. 3. Practice Using Past Year’s Exams and Tests The VCAA website includes past exams in all VCE subjects. This is one of the most underrated publicly accessible resources available. Access it, and you’ll be setting yourself up to sail smoothly through this otherwise difficult time. One of the best ways to prepare for your final exams is to take practice tests outside of class hours so that you can get used to working under exam conditions in your subject area (your VCE tutor can help you with this). With this in mind, it’s well worth your time to download past exams and include them in your preparation strategy. While the same exam problems are unlikely to be repeated, the format and types of questions will match past years in a general sense, making past exams an invaluable resource. 4. Start Exploring Your Tertiary Education Options Now If you haven’t already, start exploring your post-high school options today. Read through different websites from universities, education providers, and programs so that you can be clear on what type of prerequisites are necessary for the fields that interest you. Some programs require that you take certain subjects, some have super-high ATAR entry scores because they are competitive, while others don’t require an ATAR at all but may have other requirements like an interview or folio. Having an understanding of entry prerequisites will help you prioritise your study and determine where you should dedicate the most time. Even the best planner cannot prepare for everything coming their way in one year. Unexpected events, like pandemics, can happen anytime. Remember, there are always alternative pathways for getting into new careers and education programs at any age. Keep these tips in mind, do the best you can, and don’t be so hard on yourself during your VCE prep. You can do this!
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Creative Ideas for Your Holiday Email Marketing in 2020

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