How to Sue if You Were Sexually Abused As a Child

August 25, 2020

Whether or not you can file a lawsuit for sexual abuse that occurred when you were a child depends on where you live. Many states have extended the statute of limitations because lawmakers recognized the need for adults to be able to pursue justice.

You may not have sued your abuser sooner because you didn’t know it was an option. You may not have realized you could file a lawsuit at all, or you may have believed it was too late to do so. You may also have not been ready to talk about your abuse. You also may have repressed memories of your abuse only to have those memories surface later.

According to the Rape, Abuse & Incest National Network one in nine girls and one in 53 boys under the age of 18 are sexually abused by an adult. Child abuse is a common crime that can have devastating consequences. You may have spent years and thousands of dollars on therapy. These lawsuits force abusers to pay for the damage they caused.

Why You May Want to File a Lawsuit

You may have several reasons you want to file a lawsuit against the person who abused you when you were a helpless, vulnerable child. Some of the most frequently cited reasons include:

Wanting vindication: A lawsuit can’t change what happened in the past, but it can put you in control of the situation and give you power over your abuser.
Wanting to protect others from the abuser: Making your allegations of abuse public will let others know that your abuser is a danger to children.
Wanting to send a message to abusers: As these lawsuits become more common, they let other abusers and potential abusers know that abuse won’t stay hidden forever. Eventually their crimes will be made public, and their reputation and finances could be destroyed.

Childhood sexual abuse lawsuits increase awareness of sexual abuse. This is another benefit of filing a lawsuit. The more people know about this type of abuse, the more likely they are to take steps to prevent it and to recognize the signs.

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Criminal Charges and Civil Lawsuits

Depending on the laws in the state you’re in, you may be able to pursue criminal charges, civil charges, or both. If the statute of limitations hasn’t run out, filing criminal charges can result in prison time. Your abuser could end up on the sex offender registry list for the rest of their lives, which would result in them being on the Megan’s Law list so others will know they are a danger.

According to one California child sexual assault lawyer, if you file a civil lawsuit against your abuser you may be able to recover damages for the cost of your mental health therapy bills, for any medical bills that happened as a result of your abuse, and for pain and suffering.

Who You Can Sue

You can file a lawsuit against your abuser to hold them personally responsible for what they did to you. However, your abuser may not be the only person or entity you can file a lawsuit against. Many victims of childhood sexual abuse end up filing lawsuits against two or more parties.

Suing an Entity

In addition to suing your abuser, you may also be able to file a lawsuit against a third party who should have taken steps to protect you. These may include:

The perpetrator’s employer
A school district
A church
A daycare center
A college
An organization

In recent years there have been many high-profile childhood sexual abuse cases filed against the Boy Scouts of America and the Catholic church. These lawsuits allege that the organizations did nothing to protect children from predatory scoutmasters and priests, allowing the abuse to continue for decades.

If Your Abuser Is Deceased

By the time a victim of child sexual abuse has grown up and is ready to hold their abuser accountable, the abuser may have passed away. That doesn’t mean you can’t take them to court. You may be able to file a lawsuit against their estate to get compensation for your economic damages and pain and suffering.

If you were sexually assaulted or abused as a child, ask an attorney what your legal options are in the state where you live. The sooner you can get your lawsuit started, the sooner you will be able to heal and put the abuse behind you.

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Spring Racing Carnival Fashion: What To Do & What To Avoid

As anyone who has ever been to the Spring Racing Carnival knows, dressing up is an absolute must. Many save their best outfits for the big race days or seemingly spend their annual clothing budget on what they wear to the races, and there are a plethora of unwritten rules about what you should and shouldn’t do during this festive, season-long carnival. What you can do In the spirit of positivity, we’re going to start off with the things you can do from the perspective of Spring Racing Carnival fashion. For starters, wear something that you’re comfortable in. This is advice that could be followed for any event, but it’s particularly important at the races given that you’ll be walking around in it all day long, and possibly for a large portion of the night, too. Make sure you wear something that you feel both physically and mentally comfortable in – you don’t want to be constantly shuffling around in something that doesn’t fit, nor do you want to spend all day wondering whether you look good. In a similar vein, while dressing to impress is the modus operandi of most who go to the races, it’s also pivotal to be aware of what weather race day will bring. Particularly in Melbourne, whose spring can bring about all kinds of different forecasts, make sure that you check ahead to find out whether you’re going to be facing oppressive heat, tumultuous downpours, or a combination of the two. And though we’re pushing the idea of wearing something you’re comfortable in, there are also dress codes that you need to abide by which almost exclusively err on the side of classy. You want to make sure that whatever you do wear will get you through the gates, so wear something that will stand up to the rigorous racing dress code. What to avoid Now to the negatives. There is certain faux pas during the racing season that you want to avoid, and these are some of the most important among them. For starters, you want your dress, suit, or whatever it is that you’re wearing to do the talking, so don’t go too crazy on the extras. Accessories can be a great addition to an outfit, but you want to ensure they’re just that – an addition – and that they don’t steal the show, so avoid accessorizing just for the sake of it. It’s also important not to think too much about what you might be doing after the races. Maybe you’ll be heading to an afterparty at which you think your outfit might be too much, but it’s the races that are the focal point of the day. There’s certainly merit in making some minor tweaks if you’re heading out afterward somewhere with an entirely different dress code to the races, but don’t sacrifice your Spring Racing Carnival outfit for whatever it is you’re doing afterward. At the end of the day, the Spring Racing Carnival is about having fun, so the most important thing is to wear something that you feel comfortable in and which will enable you to do just that. As always, however, there are a few things to focus on and a few things to avoid, and hopefully, these tips help you out in that regard.
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If I can’t pay my premium, what should I do?

If unexpected expenses come up and you can’t pay your life insurance premium, you should know the possible consequences. The effect depends on the type of policy and coverage you have and the policy terms and conditions. Term: If you stop paying premiums, your coverage lapses. Permanent: If you have this type of policy, you will have the following choices: Cash out the policy. This means that you can stop paying the premium and collect the available cash savings. You will no longer be covered by life insurance, but you will at least save some of the proceeds of the policy. You may, however, have to pay taxes on some of the cash value if the sum exceeds what you have paid in premiums. Non-forfeiture options. There may be a “reduced paid-up” option. This means that you can stop paying premiums completely in return for a reduced death benefit and no cash saving. You may also be able to convert the permanent policy to an extended term policy for a time period based on the accumulated cash savings in the policy. Policy will lapse. If this happens, see if the policy can be reinstated. Some insurers may allow this if you do it within five years of lapsing. You will most likely have to pass a physical examination for the reinstated policy and pay back the premiums you would have paid plus interest. Annual premiums for the reinstated policy may be lower than those for a new, comparable policy.
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Reasons to purchase permanent life insurance

A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a savings element that will grow on a tax-deferred basis and may become substantial over time. Because of the savings element, premiums are generally higher for permanent than for term insurance. However, the premium in a permanent policy remains the same, while term can go up substantially every time you renew it. There are a number of different types of permanent insurance policies, such as whole (ordinary) life, universal life, variable life, and variable/universal life. In a permanent policy, the cash value is different from its face value amount. The face amount is the money that will be paid at death. Cash value is the amount of money available to you. There are a number of ways that you can use this cash savings. For instance, you can take a loan against it or you can surrender the policy before you die to collect the accumulated savings. Unique features of a permanent policy: You can lock in premiums when you purchase the policy. By purchasing a permanent policy, the premium will not increase as you age or if your health status changes. The policy will accumulate cash savings. Depending on the policy, you may be able to withdraw some of the money. You also may have these options: Use the cash value to pay premiums. If unexpected expenses occur, you can stop or reduce your premiums. The cash value in the policy can be used toward the premium payment to continue your current insurance protection – providing there is enough money accumulated. Borrow from the insurance company using the cash value in your life insurance as collateral. Like all loans, you will ultimately need to repay the insurer with interest. Otherwise, the policy may lapse or your beneficiaries will receive a reduced death benefit. However, unlike loans from most financial institutions, the loan is not dependent on credit checks or other restrictions.
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YouTube video ads guide 2022

YouTube Ad is one of the new features of the YouTube platform. With this feature, you can display your video ads on other people’s YouTube channels. You can target your audience easily, and your ad can be displayed while watching their videos. You can rest assured that your video will get way more views with this feature. Moreover, your video ads will be displayed in front of the right eyes. It also helps small brands to be noticed easily. Running an advertisement campaign on YouTube can be daunting. It is a big site with lots of creators, and you can narrow your audience down. While YouTube advertising is still a young field, several useful features and guidelines help you drive more successful campaigns. By following the instructions in this article, you can make sure that your YouTube ad campaign is successful. What Are YouTube Ads? Youtube is a great way to advertise your business. It’s easy to maintain cost-effectiveness, and it’s simple to build a customer base. There are a lot of ways with this, you can create your own Youtube channel, or you can present your video on someone else’s channel. It’s important not to create an ad that will only get you views, though, as this will only go so far as Youtube ads are concerned. You want to create an ad that’s going to get you clicks. The best way to do this is to create an ad that will look fun or maybe just interesting. It’s not too difficult to create a successful advertisement. How to Advertise on YouTube? YouTube can be a great place to advertise. But it’s also a great place to get an effective campaign rolling. If you are new to YouTube and want a great reason to give it a try, start by letting YouTube’s algorithm work for you. YouTube’s in-built ads will find you viewers who might be interested in your video. You can increase your chances of getting those viewers to click on your ad by creating a video worth watching. The way to do this is to make sure your video has something to do with what you are advertising. It can also help if your video is fun or funny since these will keep viewers interested. Why Should You Run YouTube Ads? Youtube ads are one of the most effective ways to gain exposure to your Youtube Channel! When people click on a Youtube ad, they are taken directly to your page. This means that your Youtube video views will increase, which will inevitably lead to more subscribers! Also, Youtube ads are usually low prices. They can be as low as $1 for 1000 views, which is a great deal. That’s the same price as a couple of cups of coffee or less! How to Create a YouTube Ad? First, you need to figure out what kind of ad you want to create. Do you want to create a video ad or a text ad? If you want to create a video ad, you need to write a script. You can do it yourself or hire a professional to create a script for you. You will also need to record your ad, so you need the right equipment. This includes a high-quality camera and microphone. It’s also a good idea to use a green screen when recording. You can use YouTube Video Editor to edit your video and create video ads. Once you have a great video, you can share it on social media sites and YouTube itself. What to Know Before You Run an Ad on YouTube? You can use YouTube Ads to attract new audiences, promote your content, and drive actions on YouTube, your website, or your app. If you have never used YouTube Ads before, you can use this checklist to get started. Keep in mind that you can use YouTube Ads in your Google Ads account. If you don’t already have one, you can use the Google Ads Help Center to learn how to set up an account. Target Based Ads Targeting is a vital part of digital marketing and advertising. Targeting can be done in many different ways. First, you can target specific keywords. If a user searches for a specific product, you can show them an ad for several different product variations. You can also target behaviors. For example, if a user consistently watches videos on your brand, you may want to show them an ad for one of your newest products. Finally, you can also target locations. YouTube allows you to show ads to users anywhere in the world. These are just some ways you can use targeting to help your next business idea take off! Experiment With Different Ad Types There are many different types of Youtube ads that you can choose from. For example, a pre-roll ad is a video that plays before a video you have chosen. This can be in the form of a banner, video, or even just text. Consider using the format that works best for you, what you are promoting, and the audience you are trying to reach. You can also consider using a bumper ad to get the most attention. This short video shows up before, after, or during an ad. This is another format that you can edit to fit your needs. For example, if you are promoting an album, you could have a bumper ad shown before the video for the album. Have a Clear Budget Having a budget is key when it comes to advertising. It can be difficult to manage your resources as an individual. When you have a video ad, make sure you have enough money to purchase an ad slot. It’s important to understand what your marketing budget is. You can make a good budget for your video ad by searching for the best price for your video. There are a few different ways to find the best prices. First, you can look at the number >>Read more
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How to Increase Your Chances of Winning Online Bingo in 2021

Online bingo has been a big part of the online casino boom this millennium, gaining in popularity as the years go by. Bingo has been a staple of the community in the United Kingdom after purpose-built halls were erected in 1961 following the Betting and Gaming Act 1960. Every single year up until 2005 new halls was being built in the UK, with nearly 600 in total, until the rise in online gaming among other factors, including the smoking ban and high taxes, saw a steady decline in footfall. It’s understood that the game itself originated in Italy back in the 16th century, with around 1530 often cited. The game came from the Italian lottery, Il Gioco del Lotto d’Italia. Bingo left Italy for France where it was known as Le Lotto. It is after that that it is believed to have travelled to the United Kingdom, and then to other parts of Europe during the 18th century. Today, the game is more accessible than ever thanks to the internet and advancements in technology. Bingo can be played from the comfort of your couch, bed, or even on the go with a mobile or tablet device and a WiFi connection. If you are new to the game, or just want to increase your chance of winning in general, then here are our three top strategies for winning at online bingo in 2021: 1. Buy More Tickets It is often overlooked yet it is one of the simplest ways to increase your chances of winning. This particular trick will increase your chances of winning by multiplying the number of chances you have to win. For example, if there are 10 other people in the game and you buy a ticket to be the 11th entrant, your chances of winning are 1/11, or 9%. To apply our tip, you increase your chance of winning by purchasing more tickets. To make this example quick and easy to understand, let’s say you buy 10 tickets in total. There are now 20 tickets in the game, of which you own 10. That means you have a 10 in 20 chance of winning or 50%. Ideally, you want as many different numbers as possible on these cards to cover all possibilities. With most bingo games there’s not just one winner. Usually, there are prizes for the first 1-4 players to mark off a column and then a grand prize for the first person to get a full house, by marking off all the numbers on their ticket. Or in our case, tickets. And because we have 10 of the total 20, we have an 81% chance of walking away with a prize. 2. Play Against Fewer Players This technique is difficult to pull off in bingo halls when you have little idea of how many players are going to turn up on any given night. However, it can work a treat with bingo online. Most casinos have multiple bingo rooms to choose from, and they often tell you the number of players currently in them before you enter. If you’re playing for a progressive jackpot, sure the purse will only rise slowly with few players in the game, but this gives you a much greater chance of winning the prize than you would play in a crowded room. Better to win something than nothing, right? From our experience, bingo games at online casinos tend to be less frequent in the morning and late at night, but it may depend on which operator you go with as its popularity continues to grow online. 3. Take Advantage of Promotions Nowadays most only casinos offer a welcome bonus to their new players, often by way of free cash to use or free games to play. Don’t be afraid to take advantage of these generous offers. What’s stopping you from signing up to a handful of different providers? That is not all, many casinos also offer their players loyalty bonuses. So, if you hang around for a while you may be given more free cash and free games to play. And the winnings are real of course! Bingo is a particular favourite with online casinos as many offer a handful of free games on certain days of the week, such as Mondays and Saturdays to their players. So, if you chose to only play the game on these days then you could really make the most out of it. It’s not just daily free games that are offered by many providers, but you’ll find that many will also offer free games on a weekly and monthly basis too – so being loyal does come with its benefits too. How to Win at Bingo Finally, for our readers new to bingo, who have read up to this point. Here is how you win at a game of bingo in the first place. A typical ticket contains 27 spaces, arranged in a nine by three table. Each row then contains five numbers and four blank spaces. Each of the columns contains up to three numbers, which are arranged as follows, with occasional variation depending on the provider as well as where the game is played. The first column contains numbers from 1-9 or 10 The second column from 10-19, or 11-20 The numbers in the third column are 20-29 or 21-30 and so on, up until the final column, which contains numbers from 80 or 81-90. You will notice that tickets are strips of six. This allows every number from 1-90 to appear across all six of the tickets. If a player purchases a full strip of six tickets it means they are guaranteed to mark off a number every time a new one is drawn. That’s the traditional UK variant of the game, otherwise known as 90-ball bingo. Only casinos will likely offer you a variety of games, such as the popular US version, 75-ball bingo. The tickets and calls are slightly different. Other popular versions that you’ll find online >>Read more
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How to Sue if You Were Sexually Abused As a Child

Why You May Want to File a Lawsuit

Criminal Charges and Civil Lawsuits

Who You Can Sue

Suing an Entity

If Your Abuser Is Deceased

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