How Drugs Are Affecting The Business Industry

February 12, 2021

For businesses, uncovering and confronting substance abuse among employees can be challenging. Because of the professional relationship between management and employees, it’s tough to address the problem since managers usually lack the personal connection with their staff.

Nevertheless, when employers tackle drug use issues, it benefits the management as well as the business. That’s why it’s vital for leaders to be willing to deal with drug concerns in the workplace. If not handled adequately, it can trigger implications that can jeopardize the organization. Continue reading this article and learn how drugs are affecting the business industry.

Increase in Healthcare Expenses

With prolonged drug abuse, the individual can suffer from a myriad of health issues. Some of the problems can include cognitive disability, liver failure, and high blood pressure. Due to these medical concerns, health insurance claims can increase.

Loss of Productivity

Besides the increase in healthcare expenses, businesses suffer the loss of productivity if there’s drug use in the workplace. Substance abuse affects employee’s capacity to focus and their ability to form a decision. And because of this dilemma, their work quality and quantity deteriorate.

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Additionally, withdrawal symptoms can interfere with a worker’s performance and impair their efficiency to do their tasks.

Poor Employee Attendance

Furthermore, because of drug use, employees tend to file more sick leaves or leave of absence. With this absenteeism, businesses in return lose revenues. If you’re a company requiring legal assistance, you can consult drug charge attorney experts in your area.

What are the Signs of Drug Use?

Employees suffering from substance abuse typically hide their problems from co-workers and management. However, there are usually symptoms that indicate the trouble. Take a look at some of them:

A person may avoid friends and co-workers.
The employee displays a slump in personal hygiene or appearance.
A noticeable shift in behavior. Some become highly irritable.
The staff shares stories about money issues.
Some discuss problems about declining relationships with loved ones.

What are Contributing Elements to Workplace Drug Use?

A few elements contribute to drug use in the workplace. Below are some of the factors:

Workplace isolation: At times, the work itself results in personnel substance abuse. A job that is isolating, tedious, or overwhelming can lead to employees turning to drugs.
Level of Supervision: Most often, the available degree of supervision impacts the workplace’s drug use rate. Typically, when there are fewer supervisors, like in the night shift, staff are most likely to engage in drugs or alcohol compared to heavily supervised shifts.

How to Address Workplace Drug Use?

If an employee doesn’t want to avail in-patient drug treatment program, various outpatient programs can help professionals recover while employed. A lot of businesses likewise participate in the Employee Assistance Program (EAP), a national project of the National Council on Alcoholism and Drug Dependence.

The initiative can refer workers with a drug problem to community services for treatment and other support they need. Some programs such as Narcotics Anonymous can also give oversight while an individual is recovering, so previous drug users can remain clean.

Final Thoughts

Overall, drug use among employees causes issues such as social and pricey healthcare fees that impact both the business and the workers. The problem can likewise hinder job performance and endanger staff safety.

Indeed, addressing drug suspicion concern may be awkward for the management and the employee. However, addressing the problem safeguards business growth and worker development. Most of all, taking action displays the compassion of the organization for their workers.

Keep in mind that whether you’re a small or big organization, you can still impose a workplace drug use policy that will minimize productivity loss and establish a safer workplace for all.

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What are the different types of term life insurance policies?

Term insurance comes in two basic varieties—level term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during the term. Common types of level term Yearly- (or annually-) renewable term 5-year renewable term 10-year term 15-year term 20-year term 25-year term 30-year term Term to a specified age (usually 65) Renewable term policies Yearly renewable term, once popular, is no longer a top seller. The most popular type is now 20-year term. Most companies will not sell term insurance to an applicant for a term that ends past his or her 80th birthday. If a policy is “renewable,” that means it continues in force for an additional term or terms, up to a specified age, even if the health of the insured (or other factors) would cause him or her to be rejected if he or she applied for a new life insurance policy. Generally, the premium for the policy is based on the insured person’s age and health at the policy’s start, and the premium remains the same (level) for the length of the term. So, premiums for 5-year renewable term can be level for 5 years, then to a new rate reflecting the new age of the insured, and so on every five years. Some longer term policies will guarantee that the premium will not increase during the term; others don’t make that guarantee, enabling the insurance company to raise the rate during the policy’s term. Some term policies are convertible. This means that the policy’s owner has the right to change it into a permanent type of life insurance without additional evidence of insurability. “Return of premium” In most types of term insurance, including homeowners and auto insurance, if you haven’t had a claim under the policy by the time it expires, you get no refund of the premium. Your premium bought the protection that you had but didn’t need, and you’ve received fair value. Some term life insurance consumers have been unhappy at this outcome, so some insurers have created term life with a “return of premium” feature. The premiums for the insurance with this feature are often significantly higher than for policies without it, and they generally require that you keep the policy in force to its term or else you forfeit the return of premium benefit. Some policies will return the base premium but not the extra premium (for the return benefit), and others will return both.
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Coffee Around the World

The ideal conditions for coffee trees to thrive are found around the world along the Equatorial zone called “The Bean Belt,” located between latitudes 25 degrees North and 30 degrees South. Finicky Arabica grows best at high altitudes in rich soil, while the heartier Robusta prefers a higher temperature and can thrive on lower ground. What impacts the quality and flavor of coffee? Everything from the variety of the plant, the chemistry of the soil, the weather, the amount of rainfall and sunshine, and even the precise altitude at which the coffee grows can affect the taste of the final product. These key variables, combined with the way the cherries are processed after being picked, contribute to the distinctions between coffees from countries, growing regions, and plantations worldwide. The combination of factors is so complex, that even from a single plantation one finds variation in quality and taste. Coffee is grown in more than 50 countries around the world, including: North America & The Caribbean The United States – Hawaii: Though coffee farms are found throughout the Hawaiian islands, it is Kona coffee, from the large island of Hawaii, that is best known and always in high demand. Here, nature provides just the right environment for the coffee trees on the slopes of the active Mauna Loa volcano. Young trees are planted in black, volcanic soil so new that it often seems the farmers are growing seedlings in rock. Afternoon shade from tropical clouds forms a natural canopy over the trees to protect them from intense sun, and frequent island showers give the plants just the right amount of rain. Kona coffee is carefully processed to create a deliciously rich, aromatic cup of medium body. Mexico: Small Mexican coffee farms are more common than large plantations, but with over 100,000 coffee farmers, Mexico ranks as one of the largest coffee-producing countries in the world. Most farms are in the southern states of Veracruz, Oaxaca, and Chiapas. A cup of Mexican coffee generally offers a wonderful aroma and depth of flavor, often with a pronounced sharpness. It is an excellent bean for dark roasts and is often used in blends. A Mexican coffee designated Altura means that it was grown at high altitudes. Puerto Rico: Coffee was brought to Puerto Rico from Martinique in 1736, and by the late 19th century, the island was the sixth leading exporter of coffee in the world. However, major hurricanes and competition from other coffee-producing countries forced the island to seek other means for economic survival. Today, the coffee industry is being revived with carefully cultivated coffee from quality Arabica varieties that are produced to the highest standards. There are two major growing regions on the Caribbean island: Grand Lares in the south-central region, and Yauco Selecto in the southwest. Both regions are noted for their beans’ balanced body and acidity, as well as a fruity aroma. Central America Guatemala: While perhaps not as well-known as some of its Central and South American neighbors, Guatemala’s coffee has a distinctive taste quality favored by many for its rich flavor. There are three main growing regions — Antigua, Coban, and Huehuetenango — each with a breathtakingly rugged landscape and rich volcanic soil. Microclimates strongly influence the quality and flavor of the “strictly hard beans” (grown at altitudes 4500 feet/1370 meters or higher). This medium-to-full-bodied coffee has a depth and complexity of taste that is almost spicy or chocolatey. Costa Rica: Costa Rica produces only wet-processed Arabicas. With its medium body and sharp acidity, it’s often described as having perfect balance. Costa Rican coffee is grown on predominantly small farms or fincas. After harvest, the cherries are immediately taken to state-of-the-art processing facilities, known as beneficios, where wet method processing begins. The careful attention to quality processing and conscientious growing methods have built Costa Rica’s reputation for fine coffee. South America Colombia: Colombia is probably the world’s best-known coffee producer and ranks second worldwide in yearly production. A high standard of excellence is maintained with great pride and careful growing on thousands of small family farms across the country. Such care and attention results in consistently good, mild coffees, with a well-balanced acidity. The rugged Colombian landscape provides the perfect natural environment for growing, but the terrain makes it difficult to transport the harvested coffee beans to production and shipment centers. Even today, this is often done by mule or Jeep. Colombian Supremo, the highest grade, has a delicate, aromatic sweetness while Excelso Grade is softer and slightly more acidic. Brazil: Brazil is the biggest coffee-producing country in the world, with seemingly endless expanses available for its production. Coffee plantations in Brazil often cover immense areas of land, needing hundreds of people to manage and operate them to produce huge quantities of coffee. Both Arabica and Robusta are grown, and the climate, soil quality, and altitude determine which variety will grow best in which region. A fine cup of Brazilian is clear, sweet, medium-bodied, and low-acid. East Africa Ethiopia: Coffee legend tells of the discovery of the first coffee trees in Ethiopia — it’s not hard to believe that coffee originated where wild coffee tree forests are still the primary harvesting source. Generally, wet-processed, coffee from Ethiopia comes from one of three main growing regions — Sidamo, Harrar, Kaffa — and often bears one of those names. In the cup, an Ethiopian coffee tends to offer a remarkable and bold statement: full-flavored, a bit down-to-earth, and full-bodied. Kenya: Kenyan coffee is well-known and well-liked, both in the United States and Europe. The beans produce a sharp, fruity acidity, combined with a full body and rich fragrance. Coffee is grown on the foothills of Mount Kenya, often by small farmers. Kenyan producers place an emphasis on quality and as a result, processing and drying procedures are carefully controlled and monitored. Kenya has its own unique grading system. Kenyan AA is the largest bean in a 10-size grading system, and AA+ means that it was estate-grown. West Africa Ivory >>Read more
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Dry Skin: What Helps and What Doesn’t

During winter-time, the cold weather wreaks havoc on human skin. You might find yourself getting dry, irritable, and developing unpleasant flakiness and rashes. In many cases, this can really take a toll on our self-esteem. Plus, it can be really itchy! Given this, it’s no surprise that people who suffer are willing to try a whole range of solutions. Some of these are actually quite effective; others are less so. Let’s see if we can distinguish the former from the latter. Protect your skin Certain household chores, like washing dishes, will expose your skin to damaging chemicals. Washing-up liquid might seem harmless, but it’s designed to attack the grease that’s built up on your crockery. And it’ll do the same thing to the oils that keep your skin cells pliant and moist. The same applies if you’re handling caustic chemicals in a professional environment: protect your hands with the right PPE. Hydration It’s worth staying hydrated – but dehydration is not a major cause of dry skin. Skin cells dry out, not because of a lack of water in the body, but because the barrier that keeps moisture inside the cell isn’t working as it should. Therefore, drinking lots of water doesn’t work – and it could even be harmful. Moisturiser There exist countless over-the-counter products whose job it is to address the symptoms of dry skin. Look for products designed to support the natural oils in the skin, rather than those which cover your skin with mineral-based oils. UV Light Therapy Your doctor may recommend that you undergo therapy underneath ultraviolet light. This is appropriate only where certain conditions are responsible – so don’t try it without first consulting your doctor. Medication Steroidal cream can provide your skin with a chance to heal during severe bouts of eczema. Your doctor might also recommend a course of oral antibiotics to help deal with acne and other related skin conditions. Again, it’s important that you consult a doctor before attempting to self-medicate. Exfoliation While it might seem counterintuitive, scrubbing away at dry skin can actually help it to recover. But there are caveats. Scratching at severely dry skin with your fingernails is a no-no, and so too is an overly harsh exfoliation session. Use a gentle exfoliator and be sparing. Reduce Stress Stress is linked with poor skin. If you’re under pressure at school, work or college, then it’s not unusual for your skin to suffer. Give yourself a break, and make sure that you take the time to care for your mental health.
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What is a beneficiary?

A beneficiary is the person or entity you name in a life insurance policy to receive the death benefit. You can name: One person Two or more people The trustee of a trust you’ve set up A charity Your estate If you don’t name a beneficiary, the death benefit will be paid to your estate. Two “levels” of beneficiaries Your life insurance policy should have both “primary” and “contingent” beneficiaries. The primary beneficiary gets the death benefits if he or she can be found after your death. Contingent beneficiaries get the death benefits if the primary beneficiary can’t be found. If no primary or contingent beneficiaries can be found, the death benefit will be paid to your estate. As part of naming beneficiaries, you should identify them as clearly as possible and include their social security numbers. This will make it easier for the life insurance company to find them, and it will make it less likely that disputes will arise regarding the death benefits. For example, if you write “wife [or husband] of the insured” without using a specific name, an ex-spouse could claim the death benefit. On the other hand, if you have named specific children, any later-born or adopted children will not receive the death benefit—unless you change the beneficiary designation to include them. Besides naming beneficiaries, you should specify how the benefits are to be handled if one or more beneficiaries can’t be found. For example, suppose you have two children and you name each one to receive half of the death benefit. If one of the children dies before you do, do you want the other child to get the entire death benefit, or the deceased child’s heirs to get his or her share? If the death benefit goes to your estate, probate proceedings could delay distributing the money, and the cost of probate could diminish the amount available to your heirs. Choosing beneficiaries, and keeping those choices up-to-date, is an important part of owning life insurance. The birth or adoption of a child, marriage or divorce can affect your initial choice. Review your beneficiary designation as new situations arise in order to make sure your choice is still appropriate.
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What is root canal therapy, how it works, and what related details?

Are you experiencing severe pain while chewing or biting on something? Have you noticed a recent darkening of your gums or a heightened teeth sensitivity? If you have, the solution lies in getting root canal therapy from a dentist. Dentist Selkirk Centre is a new, modern dental clinic in Selkirk, Manitoba for all your dental needs. In a study involving about 400 children in the city of Selkirk in Manitoba province, almost 53% were found to have early childhood caries (EEC). The percentage of adults with cavities is much higher, with 96% reporting holes in their teeth. There are several reasons behind root canal infections, but the primary one is the presence of oral bacteria inside the pulp. A chipped or broken tooth is another reason. Poor oral hygiene, consumption of sugary drinks, and frequent snacking are the top three causes of cavities and root canal infections. However, here are some more things you should know about this treatment before opting for it. A brief intro to the therapy Your tooth’s nerve (also called the pulp) consists of nerves that send messages inside your tooth to your brain. But some of these nerves may become dead, damaged, or swollen. Root canal therapy is a treatment for tooth decay that removes diseased or damaged portions of the tooth. It’s only appropriate for teeth with a narrowed canal that is too narrow to be treated with other dental procedures. To perform the treatment, an endodontist (a leader in dental care) will remove all of the infected pulp (nerve tissue), then fill the cavity with artificial gutta-percha or composite resin and seal it using a cement mixture. When do you require the treatment? The tooth will feel sore and sensitive, which might signify getting a root canal. You might feel a sensation while biting down on the tooth, chewing food, or brushing your teeth. The feeling of sensitivity can also be caused by other conditions, such as an abscess (an infection in the bone surrounding your tooth). The cost of this treatment in Selkirk, Manitoba, is between 300 CAD to 1500 CAD but might vary depending on the technology used, the area covered, etc. However, most insurance companies in Selkirk cover the treatment in their plans. What happens during the treatment? Before the therapy, your doctor will anesthetize the area of operation. Then they will remove any infected or dead tissue using an endodontic drill and specialized tools. The doctor may also clear the tooth’s pulp (the nerve tissue inside it) by examining its shape and size before performing a root canal. Once this is done, they will clean out as much of your tooth as possible with an ultrasonic scaler, which removes plaque buildup on teeth without damaging them too much. After the therapy, your dentist will provide a temporary filling while suggesting you get a dental crown to protect the remaining tooth. How to find a good dentist? You should find a dentist whose office has state-of-the-art dental equipment, the latest x-ray technology, ergonomic dental chairs, and sterilization equipment. Some dentists in Selkirk also send your bill directly to the insurance provider, so you could try searching for one who does that. You should visit a dentist if you are experiencing sensitivity to the tooth, have difficulty biting or chewing, and have unusual swelling of the gums. Root canal therapy will help eliminate the infection, save your tooth, and improve dental health.
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How Drugs Are Affecting The Business Industry

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