Looking Out For Your Mental Wellbeing During Social Distancing

May 12, 2020

This global pandemic has brought humans into a situation we have never faced before. Social lives are disrupted but because of that our mental and physical health is in danger. You might not feel like it in the beginning, but our mental well-being is what we should be careful with. Remaining in your home for too long can affect your mental health and for some it might even cause mental health issues. Looking out for physical health and especially mental wellbeing, not just ours but the ones around us and the ones we love is very important. Let’s have a look at how you can do that.

Connect

Isolation does not mean you cannot talk with anyone. Loneliness can cause a big mental toll and several mental health issues. The best way to avoid that is connecting with friends and family. This is the time to take care of others and yourself. For instance, if you know that someone near your apartment or home lives alone, connect with them. There are several means to do that face to face chat, connecting on social media or video calling platforms. Know and connect with yourself, your family and friends because we need each other the most during this time.

Being active

It’s all good to get ready with your workout tank tops, shorts and working out at your home. In fact, working out is the best thing you can do to keep yourself physically and mentally healthy. But once a while, step outside. Get the workout hoodie and pants on to go for a run, or cycling, a walk, or anything else you like. If not just go, sit in a park or something.

Because it is a social distancing time, so just don’t work out or run in groups. Stay away from crowded places. Go for a walk, run, or cycling early morning when most of the people would be at home. Do not forget to maintain a healthy diet, proper sleep and rest periods because they are equally important.

Practice mindfulness

Keeping yourself and your thoughts positive will help a lot to keep your head in the right place. Help anyone else you can do practice the same. Avoid panic situations, news, social media, brawls and fake news, do not forward any information which you do not know is authentic, but beware of the situation around you.

Do not worry about the future and especially do not stress over it. Do not stock food and other important items anymore than you need. Practicing mindfulness might be hard at first but doing so will keep you from drowning. Working out, yoga, meditation, helping others, connecting with family and friends, enjoying life, etc. will help you keep calm.

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Learning

Learning something new, something you wanted to learn, and rediscovering old hobbies are some things that will help you get through the situation. For instance, if you have a motorcycle or car learn how to repair it yourself. Try cooking, or learning an instrument, or singing and dancing. Set challenges and timelines to achieve those goals and enjoy yourself. Improve skills that might help you after this pandemic is over. Keeping yourself busy in positive things is the way to go. Teach your family new things and learn some from them. Help them with school work.

Helping others

This is the best time you can help someone in need. A little help from you can save someone’s life or make their day. Join some local communities, look around you, see what people need, spread happiness and remember to look out for your loved ones too. There will always be someone near you who can appreciate a helping hand.

It can either be some food, help with something, or even helping others like a team. Support local businesses and people who are affected by it. Concerned about self-isolation and don’t want to go out? No worries you can provide virtual support. Even a letter or thanks or keep hanging we are here for you, makes a difference.

Conclusion

While the government is doing what it can to help the ones in need, hopefully. But we as individuals also need to take initiative. For instance, buying food or other needed items in bulk and stocking them is just wrong. To top that, some are selling the needed items for a high price. Take wellbeing as collective and help others by starting with yourself.

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Benefits of Outsourcing A Sales Department

As businesses all over the world develop new strategies for growth, more and more management companies are discovering that outsourcing a sales and marketing team can be a major advantage and is one of the best-kept secrets when it comes to meeting a company’s revenue goals. Outsourcing your sales department can offer major benefits such as fewer costs, faster growth, and increased efficiency. Most importantly, it can greatly improve your sales development. Surely, if you are seriously thinking about outsourcing your sales team, you want to know about the benefits in greater detail. Luckily, we’re here to help you get that information right here and now. Increase your sales revenue Perhaps the most important reason to outsource your sales department is to increase your sales revenue. These expert, full-service sales companies know exactly how to drive sales. Beyond that, because you are paying them for their expertise, you do not have to worry about training newcomers how to best sell your product or services and represent your company. The power of a focused sales force By outsourcing your sales function to a company that specializes in driving sales growth, your company will surely benefit from having a full-time focused branch of your company that’s sole objective is to help increase sales. This can also lead to increased efficiency within your company, as those without sales experience who were being given sales duties are able to return to focus primarily on their personal place of professional expertise. Pay for performance When it comes to paying someone already on your payroll to refocus on sales, you won’t get the opportunity to negotiate a new deal that reflects payment through performance. When you outsource your sales department, you will absolutely be able to find a number of different agencies that offer prices based on their performance. Scaling up and down is much easier One of the best aspects of outsourcing your sales department is that you will be able to scale up and down incredibly easily given your changing needs. Outsourced sales specialists are specifically built to be able to handle rapidly changing roles as the needs of their clients change and progress. That means that instead of having to hire new salespeople in-house to deal with increased demand, you can just let your outsourced agency that you would like more people on the job. Similarly, if you are looking to scale down sales, you do not have to fire someone from within your company, which is obviously a painful and difficult thing for many to do. Perfected sales approach from day one For many companies, finding the very best way to sell a product can take years to perfect. Much of that is due to the reason that the people trying to find the perfect sales pitch might not be natural salesmen. Obviously, those working at outsourced sale agencies are naturally born to do a great job and therefore will be able to find the most effective way to sell your product or services in no time.
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How do I pick a life insurance company?

Roughly 1,000 life insurance companies sell life insurance in the U.S., but many are members of groups of companies and so aren’t really competitors with each other. Having separate companies enables a group to offer its products through separate distribution channels, to more efficiently meet the regulatory requirements of particular states, or to achieve other organizational goals. There are an estimated three hundred company groups. Moreover, not every group has a company licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then you can rely on your state insurance department to help if there’s a problem. And if the insurance company becomes insolvent, your state’s life insurance guaranty fund will help only policyholders of companies it has licensed. To find out which companies are licensed in any state, contact that state’s state insurance department. There are several other points to keep in mind when selecting a life insurance company: Product – most, but not all, companies offer a broad range of policies and features, so choose a company that offers the product and features that meet your needs. Identity – life insurance company names can be confusing, and different companies can have similar names. Life insurance company names often use words that suggest financial strength (such as Guaranty, Reserve, or Security), financial sophistication (such as Bankers, Financial, or Investors, maturity (such as First, Pioneer, or Old), dependability (such as Assurance, Reliable, Trust), fairness (such as Beneficial, Equitable, or Peoples), breadth of operations (such as Continental, National, or International), government (such as American, Capital, or Republic), or well-known and respected Americans (such as Jefferson, Franklin, or Lincoln). Be sure you know the full name, home office location, and affiliation (if any) of any company you are considering (for an example, click here). Financial Solidity – life insurance is a long-term arrangement. There is no guarantee for life insurance policyholders similar to that provided for bank accounts by the Federal Deposit Insurance Corporation (FDIC). Select a company that is likely to be financially sound for many years, by using ratings from independent rating agencies. Market ethics – some life insurance companies subscribe to the principles and codes of conduct of the Insurance Marketplace Standards Association, a nonprofit organization that promotes ethical conduct in life insurance marketing. Advice and service – for many people, life insurance is a strange, complex product, so that it helps to deal with a representative with whom you can communicate and who is attentive to your needs. This might be connected to the selection of a life insurance company because some agents represent only one or a very few life insurance companies. See How do I select a life insurance agent? Claims – you may want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering doing business with had many consumer complaints about its service relative to the number of policies it sold. Premium and cost – The premium is the amount you pay the company for the life insurance contract with all of its benefits. Even for a given death benefit and type of insurance (e.g., term life), the premium can vary widely among companies, either because some companies’ policies have features that others don’t, or because some charge more than others for the same coverage. So the first step in comparing policies is to make sure you compare similar insurance plans, based on: – Your age – The type of policy and policy features – The amount of insurance you are purchasing The premium for the policy isn’t the same as the cost of the protection portion of the policy. One policy might have a higher premium but also offer more benefits (for example, it might pay policy dividends) than another. Or both might promise dividends, but in different amounts at different points in time. In each case, the higher-premium policy might have a lower cost of protection. How can you tell what a policy’s cost is? Companies should tell you a policy’s Net Payment Cost Index and its Surrender Cost Index. Use the Surrender Cost Index if you’re thinking of keeping the insurance only for a specific period of time; use the Net Payment Cost Index if you expect to keep the policy indefinitely. Generally, the lower the cost index, the better.
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8 Things You Need To Check In Your Car Before Travelling

Whether you are taking a road trip for work or traveling for pleasure, it can be exciting to prepare for. However, deciding what to pack should not be the only thing you do to prepare. It is essential to make sure your car is in good condition for the excessive miles you will be adding to it. Most mechanics will agree there are certain things you should check on your vehicle before you set out on the road. Below are some important checklist items to have your car mechanic Coorparoo go over in advance of your traveling. Tires Even though breaking down can be a hassle on a road trip, one of the most important features on your vehicle you do not want to break down while driving is your tires. A flat or blowout could be dangerous when traveling at high speeds. Your tires are what connects your vehicle to the road, and they need to be in good shape before traveling. Have your mechanic check for damage, bubbles, and tread depth. It is also important to monitor your tire pressure throughout your trip. Fluids It is also important for your mechanic to check under the hood for your fluid levels. Particularly, your coolant and oil need to be checked before you head out for your travels. Be sure to have your brake fluid checked. If your brake fluid levels are low, have your mechanic check for a leak. Low brake fluid levels can make your vehicle unsafe to drive. Wipers This is one of the easier things to check before you head out on the roadways. A quick test of your wipers is all that is needed to ensure they are working properly. When testing, check to see if the water is removed cleanly from your windshield. Wiper blades that are cracked or worn can blur water over your windshield and impair your vision while driving. Lights If you plan to drive in the evening or early morning hours, your lights need to be checked as well. If you are driving in an unfamiliar area, your car lights are important and need to be working correctly. It is unsafe to drive in the dark when you cannot see the road clearly. Ask your mechanic to check your blinker bulbs to ensure none are blown out. Fluid Leaks In addition to checking the levels of your fluids, it is important for your mechanic to make sure you have no leaks. The mechanic will check all of your hoses and components underneath your vehicle. If you have recently noticed any spots of oil or coolant on your garage floor or driveway, your car needs to be checked out by a mechanic right away. Brake Pads Another important part of your vehicle that needs to be checked out by a reputable mechanic is the brake pads. The pads of your brakes make up the composite inner part and the outer metal layer. The layer of the inner part cannot be worn down below five millimeters thick. If this is the case, your pads will need to be replaced before you travel. Drive Belts Your vehicle’s drive belts need to be checked for cracks and wear and tear. Worn out or damaged drive belts can lead to a complete engine shutdown. Your water pump is powered by the drive belt and when damaged your battery cannot continue being charged. If anything happens to your drive belt, you will break down within a few miles. Spare Tire An essential item to have in your vehicle before traveling is a spare tire. However, the spare tire will do you no good unless it is in good condition and able to be used when you need it. Before you head out, check to see if you have your spare tire and a vehicle jack ready to go and all in working condition. Check the tire pressure of your spare to ensure it is inflated properly. As you can see, there are many components on your vehicle that should be checked out by a reputable mechanic before you head out on a long journey. Ensuring your car is in good condition before you leave will lessen the risk of breaking down and will mean having a safer journey. Autobiography Eric Reyes is a passionate thought leader having been featured in 50 distinguished online and offline platforms. His passion and knowledge in Finance and Business made him a sought-after contributor providing valuable insights to his readers. You can find him reading a book and discussing current events in his spare time.
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STARTING A BUSINESS? HERE ARE FEW TAX PLANNING TIPS

Tax planning is necessary for budding businesses. It is a vital part of your business strategy that can save you thousands in deductibles. But, some companies leave this significant task to the last minute. So, things become very stressful for business owners. Furthermore, organizations pay more than they should and have to go through a painful audit due to this strategy. The best way to deal with taxes is to plan each and everything for the financial year. There should be a well thought out plan to guide the company throughout the year so that all decisions maximize tax deductibles. Some companies hire experts to guide them through the choppy waters of taxation. While it is always a good idea to have a professional at your side, it is not a requirement. With a bit of grit and consistency, you too can plan for success. Just read through our tax planning tips to help you with your new business. Decide your entity type: Choosing a business entity is the first step to reduce your tax returns. However, most people avoid doing this as they are apprehensive about the money they would have to spend to form a legal entity. But, research suggests that registering the right business entity can save you money in the long run. According to Forbes.com, you can save up to 40% in taxes annually by setting up a corporate entity. There are four entities for small businesses: First is the sole proprietorship. Most small businesses are sole proprietorships since they do not have administrative requirements such as board meetings. Nevertheless, these companies are the most audited in the world since there is a higher chance of fraud. The second type is C Corp companies that have the issue of double taxation. They get taxed first on profits and secondly on dividends. The third is S Corp, and the last is LLC. LLCs are legal entities, but they are the best option since they limit the liability of owners. Therefore if you get sued, you can protect your assets. Hire a professional: Not having a professional by your side can increase stress and cost you more in the long run. The thing is that most of us are unaware of the penalties we might incur due to seemingly innocuous decisions. Having the right advice at the right time can save you thousands in taxes. Therefore, it is vital to hire accountants who have the right experience in specific jurisdictions. International companies must be cautious when hiring a tax firm since different countries have different accounting standards. Such businesses need to hire professionals experienced in international accounting standards such as the french gaap, which provides a comprehensive guide for taxation, accountancy, and audits. Hire family members: Hiring family members can reduce taxable income in some cases. Companies that hire families are exempt from several taxes. American employers usually pay Social Security and Medicare taxes for their employees. Still, you won’t have to pay these taxes if you hire kin. You can also pay lower amounts to minor children, so this is another way you can reduce your taxable income. Even so, you have to pay reasonable compensation to the family member. Hence, remuneration falling below the standard of ‘reasonable income’ will be suspect in tax authorities’ eyes. Furthermore, employers should always be mindful of labor laws when hiring minors. Ignoring these laws might lead to investigation and prosecution. Focus on your car expense: Small business owners often use personal cars for their businesses. Whether you run a food business or a moving business, chances are you use your car most of the time. If you are drowning in gas bills, then we have got news for you. You can deduct any transportation expenses from your business taxes as long as they are attributable to your business. There are two ways you can calculate how much of the mileage you can deduct from your tax. One way is to track your expenses and subtract the percentage credited to your business. Or you can track your mileage and minus tax from it at the rate of 57.5 per mile for 2020. The expense rate is feasible for those who have other expenses, such as monthly installments and insurance. Mileage deduction is better in some cases if you have electric cars that do not have gas expenses. Choose the method most favorable for you. Deduct Home office expenses: Increasing numbers of small business owners are working from home nowadays. The reason being that they can avoid high rents and commute by working from home. If you work from home, then you might be eligible for a tax deduction. But, this option has a bad rapport among business owners. People are afraid of claiming this tax deduction. They are worried that it might attract undue attention from audit authorities. While that may be true, you do not have anything to fear if you have the right records to back you up. There are some prerequisites for a home office to qualify as a tax deduction. First, you must use your office exclusively and regularly as the principal place of your business. Or, you have to use it as a place where you solely and frequently meet with clients in the course of your business. While it is unnecessary to have a separate room as an office, you need to have a separately identifiable place to conduct your work. Moreover, your office should be the principal place of business. Keep track of expenditures: The biggest headache when filing tax returns is keeping track of spending. No one wants to deal with shoeboxes full of receipts when filing their taxes, but that is where they eventually end up. You might even miss some expenses because you misplaced the bills. So, how can you avoid a similar fate? Track all your spending as it happens and go paperless with the help of accounting software. Moreover, Some of these platforms also can attach bank account >>Read more
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Holidays in Purley: Where to Stay & What to Do

Planning a family staycation? If you are looking for somewhere fun that is easy to travel to and with something for everyone then you may want to consider Purley. Located just outside of London, Purley is a charming suburban town and surrounded by stunning British countryside so it is certainly a good option for those looking for a relaxing place to visit with the kids. How to Get There One of the main benefits of a staycation in Purley is that it is incredibly close to London but feels completely different as somewhere which is much quieter, more peaceful and surrounded by nature. For those coming from London, you can simply book a train from London Bridge to Purley with Thameslink and you will arrive at your destination in under 30 minutes. Where to Stay You have a few options when it comes to accommodation in Purley, but perhaps the best for a relaxing trip will be to book into an Airbnb which will give you more privacy and home comforts. There are many excellently positioned and spacious rentals to choose from which could provide the perfect base for a family holiday. Purley also has several highly-rated hotels if you’d prefer. What to Do There is plenty to see and do in and around Purley for the whole family. Wandering around the town is a good way to get your bearings and to soak up the atmosphere here while you could also venture onto Riddlesdown or Farthing Downs for peaceful walks in the gorgeous English countryside. In terms of activities for kids, you are spoilt for choice around Purley. A few popular options include the farm park adventure playground Hobbledown, Limitless-VR in Croydon, GO Zorbing and Battersea Park Children’s Zoo. These are just a few ideas but there are many other kid-friendly options in and around Purely to choose from. Where to Eat While you may not have as many options as the capital, there is still a wide range of restaurants and pubs in and around Purley to choose from many of which will be kid-friendly (be sure to check in advance). If staying in an Airbnb, you also have the option of cooking or ordering takeout which can be a nice treat after a busy day. Purley is a brilliant destination of a family staycation with a lot to offer. It is conveniently located very close to London but with a completely different atmosphere and with a relaxed atmosphere, a wide range of attractions, and surrounding natural beauty.
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Looking Out For Your Mental Wellbeing During Social Distancing

Connect

Being active

Practice mindfulness

Learning

Helping others

Conclusion

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