Top 5 Examples of An Official Breach of Contract

May 19, 2022

In a contract, both parties must fulfill certain conditions. If one party fails to meet their part of the agreement, it is called a breach of contract. A contract violation might be deliberate or unintentional, both of which can have legal consequences for you and your business.

Types of Breaches a Contract Lawyer Can Help You With

A breach of contract lawyer can help you determine if you have a case and how best to proceed. There are many types of contracts that you can breach, so let’s look at some examples of common breaches.

Minor/Partial Breach of Contract

A minor or partial breach is a failure to perform any of a contract’s many duties or obligations. For instance, an employer who fails to pay an employee’s wages on time commits a minor breach of contract.

When the other party discovers the breach, they must notify the other party in writing. The wronged party must give notice within a reasonable time after learning about the breach.

The injured party can decide whether to accept performance by the other party (if they offer) or insist on their right to recover damages caused by their unwillingness or inability to perform according to their agreement.

Material / Major Breach of Contract

A material breach of contract is a serious breach that goes to the heart of the agreement. It is defined as a failure to perform per the contract terms or failure to comply with an express term of the contract.

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For example, if an employee was supposed to be at work for 8 hours per day for 5 days a week, it would be a material breach if she only showed up for 3 hours per day for 2 days.

The breach would make it impossible for her employer to continue operations as expected and justify her dismissal.

A material breach renders an entire contract void. This means that the original agreement no longer exists, and neither party has any further obligations towards one another under the terms of their initial agreement.

Anticipatory Breach of Contract

An anticipatory breach is a type of anticipatory repudiation. It occurs when a party to a contract threatens not to perform its obligations under the agreement or takes some action that shows an intent not to perform.

The threat or action must be serious enough to cause a reasonable person to conclude that the other party will not perform as promised.

Fundamental Breach of Contract

When one party breaches a term so crucial to the contract that the other party can no longer be expected to perform their share of the agreement, it is known as a fundamental breach of contract.

The breached party can then choose to treat the contract as terminated and sue for damages.

Actual Breach of Contract

It is considered an actual breach of contract when one of the contracting parties fails to fulfill their contractual commitments. This can be anything from not performing the work as agreed upon to not paying for the work that has been completed.

Summary

Breaches of contract can often lead to expensive legal battles, as the parties involved will probably seek damages for their losses. Consult an experienced breach of contract lawyer if you believe you have been a victim of a breach of contract.

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Short Term Personal Installment Loans Online: Types And Tips

As the name suggests a short-term loan is taken for a repayment tenure of not more than a year. Usually, these loans can vary anywhere between $100 to $100,000 depending upon the credibility of the borrower. Ideally, when planning to take out any type of loan, it is better to make an informed decision. For example, if you read more on online installment loans at thelibertarianrepublic.com you can find what you should be considering when taking out a loan. But, surely the factors to consider are not the only things you should pay attention to. It needs no mention- when there’s a loan, there is interest to be repaid by the borrower. But, the terms of repayment can vary across the types of loans. Online Installment Loans The fast-paced lifestyle demands everything to be available on-the-go. Even financial solutions. And surprisingly, it is now possible to take out a short-term installment loan online. From application to approval, everything can easily be taken care of with the help of an online application. The users or the borrowers have more options as compared to a conventional banking loan. It’s because the users are generally connected with more than one lender through the application process. So, it can conveniently reduce the rates of interest. Merchant Cash Advances These are also known as cash advances, but nonetheless, they are still considered as debt. Usually, the lender collects the loan amount by accessing the borrower’s credit facility. To put this into perspective, the borrower pays a share of every sale they make to the lender. In other words, the lender collects partial payments, not monthly but with every sale transaction that the borrower makes. Line of Credit One of the most suitable installment loan options, particularly for businesses is accessing their line of credit. Usually, the bank would set a limit to the maximum credit that a business can take out. As a result, the borrowers have access to anytime-credit and the repayments are collected in installments. The best thing about a line of credit is these are usually available at lower interest rates as compared to a credit card. Payday Loans Most of the users don’t even consider these loans to be installment loans. But of course, payday loans are definitely short-term personal loans. The main difference between a payday loan and an installment loan is the repayment. Ideally, a payday loan is needed to be repaid in one go. Perhaps, the name suggests the same- these loans are offered from payday to payday. Invoice Financing Another common form of short-term personal loan is through invoices. Evidently, these loans are also accessible to businesses only. The borrower places their invoices as collateral with the lender. And as soon as the invoice is cleared the lender deducts the receivables and passes on the rest of the amount to the borrower. Tips for Taking Out an Installment Loan When taking out a personal loan, it is advised not to expect a lower rate of interest. Personal loans usually charge higher interest rates as compared to a car loan or a mortgage. One of the reasons for this is the limitation of collateral. Most of the personal loan options do not require borrowers to place any collateral with the lender. Nevertheless, it is advised to consult with a financial expert before taking out a short-term installment loan. No matter what, these loans are also considered debts and can affect your credit score.
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Bettas And Their Care: Making A Home For Your Bettas

Betta fish are common household pets. They are known for their variety of colors and elaborate fin displays. These fishes are highly territorial. Two male bettas are incompatible as they will fight to the death of one or both bettas. If you plan on keeping bettas for the first time, get some information on how to care for them, as well as their preferences and needs. And if you are sure that you can care for a betta, you can go ahead and get one. Bettas are unique, with different temperaments and preferences. Observe the betta so that you can adjust its environment and food according to its need. After all, all bettas deserve a high level of care and treatment. Bettas deserve more than a bowl It is not is enough to house bettas in a bowl. Most pet stores sell bettas in small plastic containers. Bettas, or any living creature, do not deserve that. Aquarium: creating a home Betta tanks should be 3-5 gallons at the very least. A tank that is at least 5 gallons is the most recommended size for a betta. If you want to house your betta with other compatible fish in a community tank, the tank has to be bigger. Sorority aquariums are bigger with a recommended size of 20-30 gallons. These tanks can hold up to 4-5 betta females with other compatible companions. If you are using tap water to fill the tank, condition the tap water to remove chlorine and chloramine to kill your fish. Bettas prefer a water temperature of around 75-82°C (24-28°F). It is essential to maintain the same temperature in your tank, read the full guide from AquariumFishCity. The pH of the water is suitably between 6.8-7.4. The natural habitat has soft, slightly acidic water. Cycle water for several weeks before you introduce a betta to the aquarium. This encourages the growth of beneficial bacteria. These bacteria are essential to break down toxic ammonia produced by a fish once you introduce your betta to the aquarium. Bettas prefer slow-moving water. Set your filter in low flow mode. Remove and replace 10% of the water once every week. This will help to take care of the nitrate content in the water. You can also use a gravel vacuum to remove bits of food and waste from the tank bottom. Never use soap or harsh chemicals to clean the tank as the chemicals are deadly for bettas. Substrates The natural habitat of wild betta includes silt and mud with leaf litters. This isn’t easy to recreate. Instead, you can add gravel and inert sand to the aquarium. Gravels come in a variety of colors. You can pick your choice to beautify the aquarium. Live plants are a suitable addition to aquariums. There is a variety to choose from, like, they not only serve as hiding places and napping spots. They provide the surface for and promote the growth of essential bacteria. Here’s a few for starters: Java Fern and Anubias Nana are slow-growing plants that can be attached to a rock, driftwood, or the tank substrate. With broad leaves, they provide an area for the fish to rest. Amazon sword has broad leaves and can grow to 3 feet. It is suitable for tanks that are more than 10 gallons. You can easily trim its leaves and extra growth if it becomes too big. Marimo moss balls are round algae. They are great play-plants for bettas to roll or rest on. Water sprites are floating plants. They can be added to betta tanks to provide shade and encourage the betta to build bubble nests. Substrates and vegetation can also prevent reflection. A betta in a substrate-free tank can become stressed with its reflection. Bettas are also called labyrinth fish because of their ability to use atmospheric oxygen. The surface of a betta tank is best not restricted by a cover plant. There are instances where there is a neglect of water maintenance. This is because of the assumption that labyrinth fish can survive in poor quality water. You have to rethink that assumption if you want healthy bettas that can live to a ripe age. Besides, an unmaintained water plant results in fin rot. Speaking of ripe age, bettas in captivity live 3-5 years. Who knows, it may reach a rare extra life span with your care and attention. And the right food!
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Tips On Protecting Your Car From Hail Damage

Hail is one of the weather phenomena that can damage your car the most if parked on the street. And sometimes, protecting your vehicle when you have left it out in the open can be complicated, so the best option is prevention, here you will find some tips protecting your car from hail damage as much as possible. Hail is one of the biggest threats to the health of your car. This is due to the force with which it hits and, in most cases, the numerous damages it can cause if the appropriate precautionary measures are not taken. Generally, the weather during the fall and winter is cold, but depending on the place or how much the temperature drops, the precipitation changes from liquid water to snow or even hail. The latter, although it is very vulnerable to the sun and melts faster than accumulated snow, is often the nightmare of many because of the damage it can cause to vehicles or homes. These sometimes not so small ice stones can put us in trouble if we are caught unawares on the road and cause damage that, although your car insurance or home insurance may back them, would be better avoided. While there is no completely effective way to do this, there are some essential tips that can save us a lot of headaches: One of the most important things is to check the weather before leaving home to calculate if we will return without getting caught in the middle of an intense hail fall. It should be noted that hail is not always so harmful; a light hailstorm is just a little more substantial than heavy rain so that you can get to your destination without significant worries. But if a storm is coming, it is preferable to plan or find another way to travel to protect your car’s integrity. The second recommendation on protecting your car from hail damage is to always look for a covered space for your car in days of hail so that you can protect it while you are not using it. As this is not always possible, we recommend you to buy a unique thick car cover, this way you can cover it and insulate the car plate as much as possible from the icefall. Remember that hail is more harmful than heavy rain, as it causes damage with the impact itself, and when it melts, it can cause stains on the paintwork; that’s why it’s so important to use this type of cover. If the hail finally reaches you while driving, the best thing you can do is try to find a shelter for your vehicle. You can try to stop at a service area with parking lots with a roof, enter the parking lot of a shopping center, or seek shelter under a tree line, for example, to try to stop the vegetation, in part, from the impact that hail can produce. Try to stay sheltered until the storm subsides or diminishes in intensity. Be very careful when you go out again to the circulation as the ice may have melted and left the road too slippery. Practice all the precautions and if you have any mishaps on the street, remember that you can always count on your auto insurance.
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5 Relationship Books Every Couple Needs On Their Bookshelf

Whether you feel like your relationship is stuck in a rut, or you believe there may be ways to improve your already healthy partnership, relationship books are an excellent resource for insight on how to navigate the complexities of your relationship on your own or as a couple. Because these books are more general than in-person counseling, they provide great advice for common relationship problems. Below are 5 relationship books every couple needs on their bookshelf. The 5 Love Languages by Gary Chapman In this book, Chapman explains the different love languages (words of affirmation, quality time, receiving gifts, physical touch, and acts of service) and helps readers understand theirs as well as their partners’. This book is highly instructional and can help you and your partner navigate the challenges of mismatched love languages. (Want to find out your and your partner’s love language? Take our free quiz when you download Relish!) Making Marriage Simple by Harville Hendrix and Helen LaKelly Hunt This book is intended specifically for married couples, but can also be a great resource for any serious couple. In their book, Hendrix and Hunt distill the ten essential truths to any happy marriage. Each truth is elaborated upon in a chapter, with practical, straight-forward advice. It’s the perfect combination of professional advice and personal experience (as the authors, both Ph.D.’s, are a couple themselves). The Seven Principles for Making Marriage Work by John Gottman The Gottman Method is a methodology for marriage counseling pioneered by Dr. John Gottman, who used clinical and scientific research to create an evidence-based therapy method. His book, The Seven Principles for Making Marriage Work explains his findings, the basis of his methodology, and it even includes exercises and questionnaires to work through as a couple. The best part about it? It’s so much more affordable than a single therapy session. Crucial Conversations: Tools For Talking When the Stakes Are High by Kerry Patterson, Joseph Grenny, Ron McMillan, and Al Switzler This book focuses on discussing difficult topics directly, creating a safe space for these conversations, and developing critical listening skills so that your partner feels acknowledged and heard when they bring things to your attention. Important conversations are scary, but a quick read can make all the difference. Relish Relationship books can be a helpful resource for couples looking to navigate different aspects of their relationship. And while they can be of great help, they’re not everyone’s cup of tea. If you don’t have time or energy to pick up a relationship book, download Relish! This relationship coaching app is a great resource for busy couples who want to avoid the cost and time associated with traditional therapy (and books). It’s a super-easy way to improve your relationship!
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How can I save on long-term care insurance?

The tips below will help you save money wisely, but don’t rely on price alone. Key factors in choosing a policy Company financial stability – Because you may not collect for decades to come, be sure to buy from a company that has been around for some time and is financially stable. You may want to look up, from an independent rating agency, the financial strength ratings of a company you’re considering. Percentage of income – Keep the premium for your long-term care insurance policy to 7 percent of your income, or less. For example, if your monthly income is $4,000, the long-term care insurance premium should not be more than $280 per month. (This is what the National Association of Insurance Commissioners recommends in its Model Regulation for Long-Term Care Insurance.) Another expert advises that the income to use in this calculation isn’t your current income, but your expected income in retirement since that’s the income from which you’ll be paying premiums for most of the policy’s existence. Other ways of saving Find out if long-term care benefits are available through a group policy from your employer. Employers might subsidize the cost, lowering what you must pay. Check whether you can add long-term care benefits as a rider on an existing life insurance or annuity policy. These “combination” arrangements can save because the insurance company gains operational savings that it can pass along to you. Buy a policy with the longest waiting period you can afford. For example, choosing a 90-day period instead of a 30-day period can cut the premium by 30%. However, if you do need long-term care services, you should save some money to pay these costs until the waiting period ends. If both spouses of a married couple are considering buying long-term care policies, look into buying one joint policy for both of you. Such a policy pays when either one needs care and can pay for both, if necessary, up to its benefit limits. If you’re still looking to trim the premium further, consider buying a policy that will pay most, but not all, of the average nursing home costs in your area. For example, if a nursing home room now costs $120 per day, buy a policy that pays $100 per day. However, be sure to buy an inflation-protection provision. Check with several companies and agents, comparing both benefits and costs. As with other types of insurance (and many other purchases), comparison shopping can save you money. Just be sure you’re comparing policies with similar provisions and companies with comparable financial strength and service records.
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Top 5 Examples of An Official Breach of Contract

Types of Breaches a Contract Lawyer Can Help You With

Minor/Partial Breach of Contract

Material / Major Breach of Contract

Anticipatory Breach of Contract

Fundamental Breach of Contract

Actual Breach of Contract

Summary

Like it? Share it with your friends!

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